Presumably, there's lots of people who have no problems.
Presumably, there's enough money in their bank to cover all depositors.
Presumably, Bernie Madoff had all his investors' money tucked away just waiting for them to withdraw it all.
Presumably doesn't mean anything is true, at best it means you hope it's true.
MtGox persistently refuses to undergo an audit and refuses to prove to anybody that they have any or all depositor money... not even just for the BTC alone, where doing so would be as simple as using the "sign message with private key" feature.
I operate a brick-and-mortar small business in the payroll industry where bringing in an auditor annually is just a routine part of doing business and is expected by many of my clients, and all of the larger ones. It's really not a big deal, the auditor's job is to provide an independent written opinion that what you say you do is what you do, and his fee is less than the cost of 1 month of office rent. Getting audited is about as simple as paying the fee, having the auditor come out, show him whatever he wants to see (he gives a list in advance before even coming), and then sign off on his report.
I have been prodding MtGox to get an audit since May of 2011. Them getting an audit is a 110% reasonable expectation, yet they don't even pretend they'll consider it - they immediately start coughing up reasons why they "can't". The fact that MtGox offers excuses, excuses, excuses, and more excuses at the prospect of such an audit and won't prove any BTC ownership either, is everything I need to know to AVOID doing business there.
Thanks for this info casascius. I assume you would recommend
www.bitinstan[Suspicious link removed]m instead ?
ps. i ordered a physical bitcoin from your site and i cant wait for it to arrive. They look really cool in the pictures