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81  Economy / Economics / Re: Will inflation become big challenge for retired people after 10-20 years? on: April 12, 2024, 04:26:03 PM
It is already causing lot of problems for retired people. How much will this problem intensify in future ?
The economic crisis is a big problem in the implementation of saving fiat money for the long term, such as preparing for retirement funds. Fiat money can cause loss of wealth because its value can be eroded by inflation. For example, if inflation is 7.5% in a year, then in the next decade the cost of living will increase and the value of the money you save will be much lower than when you first saved.

It should also be noted that fiat money will have a negative impact on output in the economy, besides that it is closely related to interest rate fluctuations which can change the balance of money in the economy. The interest rate can have an impact on reducing the value of fiat money in the future, causing the value of the money you save to decrease accordingly.

So, it is highly recommended that you invest the money allocated for retirement funds in assets such as buying real estate, land, gold and other non-fiat funds to save the value of assets from decreasing in value due to inflation. In conclusion, saving fiat money in the long term will have a negative impact from a macro and individual economic perspective.
82  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: April 12, 2024, 03:37:41 PM
Barcelona experience in the UCL is very large and this experience gives the players a high level of confidence to be able to beat opponents who are considered equal like PSG even though they have star players like Mbappe, but in fact Mbappe could not provide anything in the first leg match.
from yesterday's match I decided to continue to think that PSG will never be successful in the UCL as long as they don't have the right coach who can improve the players mentality.
It is certain that this season Barcelona will qualify for the semi finals even though it is too early and too confident, but I always doubt PSG in the UCL.
Barcelona taught PSG an important lesson, winning the UCL trophy is not as easy as imagined even though they have the power of money, PSG is able to bring in quality players with the financial power they have, but money cannot buy history without player unity and a winning mentality. Barcelona success in beating PSG was due to a very compact team collaboration, Mbappe, who Luis Enrique relied on to break into Barcelona goal, was unable to pose a threat because Barcelona defenders did not provide the slightest space for Mbappe.

In fact, PSG already has a coach who is experienced in all competitions, Luis Enrique has also won many trophies including the UCL trophy when he was still coach of Barcelona. PSG weakness is because they are in less competitive leagues such as EPL, La Liga and Serie A. PSG can win League 1 easily because there is no team capable of providing competition in the title race. Maybe it is for this reason that until now PSG has never managed to win the UCL trophy even though their squad is filled with great players.
83  Economy / Gambling discussion / Re: UEFA Europa League 2023/24 Season on: April 12, 2024, 02:42:51 PM
Hahaha Liverpool being defeated by Atalanta is kind of a joke to me, even though Liverpool is very much the favorite of the bettors in this match, but who would have thought that he would actually fail the bet because Liverpool lost this match even with a fairly big score. Even though Liverpool played well and controlled the ball more dominantly, they were unable to score a goal against Atalanta, while Atalanta, with all the strength they had, was able to beat Liverpool's strong team.
The big surprise in the Europa League quarter-finals occurred at Anfield when Liverpool was humiliated by Atalanta. Liverpool who are still competing in the Premier League with Arsenal and Manchester City in the title race, are unable to withstand the onslaught of teams who are having difficulty breaking into the top four in Serie A.

Liverpool surprising defeat at Anfield gave Leverkusen an advantage who managed to win 2-0 over West Ham. Liverpool will certainly have difficulty making a comeback at Atalanta's headquarters when playing the game in the second leg, Liverpool's faltering makes Bayer Leverkusen the strongest candidate to win this season.

The final result of the match is not calculated by who played the best, but by who managed to score the most goals in the match. Leverkusen will continue to appear dominant in the second leg in order to win the treble this season, currently Xabi Alonso's team still has the chance to win the Bundesliga, Europa League and DFB-Pokal trophies.
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85  Other / Beginners & Help / Re: [Merit] Share your best posts/threads with Fillippone to be merit assessed on: April 05, 2024, 01:44:33 PM
Round 1

Can Satoshi Nakamoto remove the 21 million BTC limit?
Category: good reply
Section: Bitcoin Discussion

The Prices of Labour.
Category: Opinion
Section: Economics

in future are you hoping to see some countries in Africa legalis bitcoin.
Category: Opinion
Section: Bitcoin Discussion

Does any meme coin has the ability to challenge bitcoin dominance ?
Category: good reply
Section: Bitcoin Discussion

[DISKUSI] BITCOIN Sebagai Mata Uang Dunia - Mungkin atau tidak, Mengapa?
Category: good reply
Section: Local board
86  Other / Archival / Re: Are investors investing in Bitcoin at ATH now are fools ? on: April 03, 2024, 03:51:04 PM
Are investors investing in Bitcoin at ATH now are fools ?  Is there chance of major correction from here as prices have already peaked now.
It should be underlined, no one knew that the rising Bitcoin price this year would be an ATH and that Bitcoin would fall soon after. Investors are investing in Bitcoin today because they believe it can offer significant returns and as a hedge against economic instability. They have predicted Bitcoin has a bright future, taking advantage of the current market moment can provide big profits in the future even if investing a small amount.

Investors believe Bitcoin is a safe store of value compared to fiat currencies such as the dollar, they try to anticipate the future when the dollar starts to weaken. Bitcoin always plays an important role in financial resilience when the economy is turbulent, Investors' trust in Bitcoin will enable them to achieve multiple profits in the future.
If you think investors have done something stupid by investing now, in my opinion, they don't want to make the mistake of not buying Bitcoin when they had the opportunity.
87  Bitcoin / Bitcoin Discussion / Re: Has anyone here ever visited El Salvador and tried paying with bitcoin there? on: April 03, 2024, 03:07:13 PM
Until now, visiting El Salvador as the only country that makes Bitcoin a legal medium of exchange is still just a dream for me. The very long distance from where I live and the financial limitations I have make it difficult for me to set foot in the country, but I have felt the sensation of paying using Bitcoin at the place I shop that accepts Bitcoin as a means of payment.

I just hope that even though it is very difficult to realize it in my country, like what is currently happening in El Salvador, one day it will be easier for Bitcoin users with the availability of the facility to pay using Bitcoin in my country. This forum is very broad, maybe there are some people here who have visited El Salvador and can share their experiences here.
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89  Economy / Gambling discussion / Re: Does gambling excites you ? on: March 30, 2024, 02:46:57 PM
Does gambling excites you? What motivates you, winning or just the fun in it ?
There is always an exciting sensation when waiting for the results when gambling, this feeling of tension is a pleasure in itself for me when waiting for the results to win or lose. When a sensation of tension forms in the body, the feeling of pleasure will increase when betting, even when you lose, the sensation of satisfaction will increase because there is pleasure in it. When I was able to reach this position, my motivation was no longer to win, but as a means to buy entertainment for myself.
90  Economy / Gambling discussion / Re: The person who can’t control emotions in gambling will never earn money from it on: March 30, 2024, 01:56:01 PM
Emotion:

The cause of the emotion in the gambling site because of the loss due to bad luck.The gambling loss mostly occurred due to the emotional inference to the game.If the gamblers loss the funds in the gambling site,they become emotionally weaker person.This cause for the random betting in the gambling site.The more you control your emotions will cause you to win more in the gambling site.
As you said, gambling is a game with two possibilities, winning and losing, meaning you have the same chance of winning and losing, namely 50:50. Whatever the reason behind your bet, always prioritize patience which can give you enough room to achieve your hopes or goals in betting. One thing you have to remember, no gambler is immune from losing, especially in bets where there are two possibilities, so you really need to prioritize patience so that positive results come your way.

Always control your emotions when betting so as not to get caught up in actions that make you forget your goals. You must remain patient even if the financial situation is not in your favor. Remember, it is very common among gamblers to get caught in a situation of almost winning a bet that results in them losing more money.
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93  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2023/24 on: March 24, 2024, 03:54:01 PM
~Snip~
Yeah that's the points I'm trying to make if Girona had been more consistent enough they would have been competing with Barcelona but right now I doubt if they can be able to come back to there normal performance they had during the beginning of the season because that's the only way they can become a threat to Barcelona but since they are not much in a good shape now Barcelona has taking the advantage to dominate the second position and like I already mentioned it will be very difficult for Barcelona to drop points because there target right now is the second position so they will try as much as possible to maintain it.
The only way to threaten Barcelona is to restore their performance to what they did at the start of the season. Recently, Girona seemed to have lost their ability which made it difficult for them to win, Girona was only able to achieve three wins in eight matches, the remaining four losses and one draw. Barcelona which is starting to find its best performance, will continue to maintain its runner up position until the end of the season. I also feel pessimistic about Girona's ability in the second meeting which will be played at Girona headquarters. Barcelona performance continues to improve, making it difficult for Girona to win over Barcelona if their performance still not increasing.
The two point gap is still very possible for Girona to catch up, but with the conditions they have shown in the last eight matches, there is still a possibility that Barcelona will widen the gap between the two.
94  Economy / Gambling discussion / Re: Germany League - Bundesliga Prediction Thread on: March 24, 2024, 01:50:17 PM
Well, right now they have a really good lead. Having a ten point advantage is really good. But I also understand that this advantage can go away very soon if they are not careful as well. So of course they will have to be careful. But I do have a feeling that Bayern Munich might start to think about the Champions League more instead of the Bundesliga. Because realistically the Bundesliga is almost a lost cause at this point. So it makes much more sense to go further in Champions League competition. But if Leverkusen actually makes any mistake, Bayern Munich will not wait to grab that chance as well.
Bayer Leverkusen will not just give up the advantage they have long sought, they will continue to hold onto this advantage in order to make club history by winning the Bundesliga trophy. Being 10 points behind Bayer Leverkusen meant that Bayern Munich had to shift their focus to the Champions League, because it was almost impossible for Tuchel's troops to catch up with the number of points that Bayer Leverkusen had collected.

Bayern Munich has been waiting for a long time for Leverkusen to make a mistake, but until now the team coached by Xabi Alonso still holds the record as the only team that has not been beaten since the start of the season. Bayer Leverkusen needs five more wins to win the title race this season, in my opinion it is not difficult for Leverkusen to get 15 points in the remaining 8 matches.
95  Economy / Economics / Re: The Prices of Labour. on: March 22, 2024, 02:53:25 PM
You can't judge a person's level of financial security based on the car he uses, maybe the car is part of his success story as a professor or maybe it's a family heirloom. Someone who looks economically deficient does not necessarily not have the money to buy a new car and it is not necessarily the case that someone who owns a new car has succeeded in achieving financial freedom. In a more objective calculation, maybe the professor has several other businesses that you don't know about.

It is wrong if you judge someone by what they use because a person's level of happiness cannot be measured by how luxurious the car they own. As a person who has gone through various obstacles in life, the professor prefers to live without any burdens borne by his limited salary level. He prefers a simple life rather than having to follow his desires by buying a new car but having to pay it in installments every month for two or three years.
96  Bitcoin / Bitcoin Discussion / Re: in future are you hoping to see some countries in Africa legalis bitcoin. on: March 22, 2024, 02:31:18 PM
bitcoin is a future digital currency, i strongly believes that before BTC celebrate 50 years in existence at least one or two African countries is going to legalis it. because block chain network is expanding every day by day. and most of the countries in Africa have the knowledge BTC how it works.
Bitcoin has just managed to set an all-time record after its price managed to reach an All Time High (ATH) above $70,000. The increase in Bitcoin prices is certainly very profitable for investors who have kept it, including El Salvador, which has invested and accepted Bitcoin as a legal tender since 2021. Now El Salvador could become one of the richest countries in the world if the value of Bitcoin continues to rise as has happened in recent times.

The policy taken by the El Salvador government of investing by purchasing 1 Bitcoin per day needs to be adopted by African countries to achieve the level of success that El Salvador has achieved. The decision to legalize Bitcoin and accept it as legal tender will certainly attract criticism at the start of the policy, but over time countries investing in Bitcoin will bear fruit. It is possible that African countries that adopt Bitcoin as El Salvador has done can repay their loans to the International Monetary Fund (IMF) if the country has taken out loans before.
97  Economy / Speculation / Re: Is It Time to Buy More BTC? on: March 22, 2024, 01:43:55 PM
I've been watching with interest as Bitcoin has pulled back over the past week after hitting new highs. Part of me wants to accumulate more while the price is down, but I also wonder if we may see it drop further in the short term.
Even though the market is currently experiencing a correction, you must be optimistic with the goal of accumulating more Bitcoin when the price is falling. The correction occurred due to Bitcoin price being under significant selling pressure after successfully reaching ATH, the situation occurring in the market indicates that Bitcoin may be preparing for the next movement to welcome the arrival of the Halving.
Even though the Bitcoin market currently tends to be bearish, the accumulation of Bitcoin by investors shows that there is still a bullish trend. Even though the market is currently facing unfavorable sentiment, Bitcoin still has the potential to reach the next bullish phase.
98  Economy / Gambling discussion / Re: Germany League - Bundesliga Prediction Thread on: March 15, 2024, 03:18:24 PM
~Snip~
I no longer even consider all of these teams to be a threat to Leverkusen because Leverkusen's biggest threat this season is Bayern Munich and that team has also been defeated by Leverkusen this season. So I no longer consider all the teams you mentioned to be a serious threat to Leverkusen so it could be quite possible for Leverkusen to continue this unbeaten streak until the end of the season even though it is also possible for Leverkusen to get a draw in the remaining nine matches.
There are no more obstacles that Leverkusen will face after successfully overcoming Bayern Munich as one of its strongest competitors. The championship title almost belongs to Bayer Leverkusen and it will be a new history for the club if they succeed in winning the Bundesliga this season, while Bayern Munich's dominance in the last 11 seasons will end this season. Leverkusen is trying to carve out a great record with Xabi Alonso, apart from wanting to win trophies, they are also trying to become an unbeatable team in the Bundesliga.
99  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: March 15, 2024, 03:08:31 PM
Quote from: Velvet78
~Snip~
Arsenal has broken the records in this season to escape round of 16 in the hands of Porto and, it look like Arsenal coach have some work to do to make the team function well in their next level they are about to enter to reach quarter final.

I don't think Real Madrid will have such opportunity they had last season in this season because, all those teams from premier league competition will not allow such mistakes to happen again, Many people have chosen Manchester city to be their favorite team to lift the UEFA champions league trophy.
After ensuring qualification for the quarter-finals, a difficult job awaits Arsenal after facing Bayern Munich. This time Arsenal will face a more difficult opponent than Porto, Arteta must maintain his team's performance consistently in order to reach the next round. The fewer teams remaining, the more difficult the opponents Arsenal will face, they need to form a strong mentality to face other strong, more experienced teams in this competition.

Manchester City is in the trend of winning the UCL trophy for the second time in a row, but facing Real Madrid this season will be more difficult than last season. Real Madrid will try to provide competitive resistance to Manchester City as well as avenge their defeat last season. Manchester City is still the favorite team based on the consistent performance shown in this competition. Real Madrid will not easily get rid of Manchester City because Guardiola is very experienced in developing strategies when facing Real Madrid.
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