I won't happen next month, but I am definitely waiting for the moment Wall Street is making it possible to trade Bitcoin like you can do with stocks. That would be an insane announcement. It will most likely take some years before it's possible. I have patience.

Success needs to be defined. I think until mass adoption happens , the price will never go up. If its the technological success or the usage, then its already been happening.

Lending section
Info

you provide collateral (something of value, like an altcoin, your account on this forum,...) and place it in the hands of an escrow. then the lender will give you the loan. then you pay it back on the set time with interest.
if you can't pay back, escrow will release your collateral to lender.

the amount of loan will depend on your collateral's value.

which part is tricky