if i have that amount of bitcoin then i will convert it to fiat so that i can invest it on real business.I don't want to stock up on my wallet and wait for the price to increase. coz we don't know how long to wait if bitcoin will start to spike its prices. so its better to invest in real thing than to invest in virtual thing.
why not use that bitcoin as your capital without converting it.
i would have used it that way. there are a lot of bitcoin businesses that need bitcoin capita for their business such as exchanges and casinos. and there is already a lot of profit to be made in these businesses.
as I say I don't want to invest on virtual things like online investment or other that related online. coz I don't comfortable on it.I prefer on investing on real world.I want to collaborate with other people. thats why if have that 21 btc on my wallet i would probably convert it into a real fiat.