This clearly shows that whales aren't interested in the bearish side of things and the bitcoin spot ETF and halving hypes are more than enough to keep the positive momentum of bitcoin up and running.

now is the last day of November, what do you think BTC will close this month, will it still not break 40k$?
and what are the views in December, will bitcoin still rise, or will it experience a decline because since the last 2 months btc has never gone down.

Do you ever feel like that being after saving or investing for future you forget to live in the present? You don't buy the things you want to or don't go after experiences you want because you'd rather save/invest for future instead.

altcoin that I will invest $1,000,000 in are Ethereum and Binance, because I am sure that with just invest on these two altcoin, so I will definitely get a big profit in the future, especially now that the price of Ethereum and Binance are going down, due to the bad market conditions (bear run), so by investing in Ethereum and Binance at this time, then I will definitely get a profit of at least 10x when the next bullrun occurs.

That's why I am against comparing education and profession in financial matters.

I noticed majority of the people in my area tend to spend more money then usual when they get their salary, like buying things they don't really need.
I said majority of people because my dad owns a grocery store, I have noticed that most of the customers tend to buy more stuff on the 1st and 10th day of the month because on these days they get paid in my country.
I already seeing this pattern on news or business related youtube videos, but I didn't think it was a big deal.
Now I realized that its very important to consider this behavior of people when making business decisions because it can have a big impact on the sales or finances.
I am surprised by it because in my family we usually buy only things we really need, I am starting to understand how other people's spending habits can affect the business.

Do you also find yourself spending more on you payday?, or you approach your expenses differently?

big fat chance CZ would just advise from behind the curtain therefore the policy will be more or less the same as it is today.
but CZ stepping down from his position of CEO I guess the best decision their company could make, otherwise they'd receive even heavier punishment I guess.
personally considering the fact that the binance reserve was still humongous anyway, even with withdrawal of more than 1 billion at the news of CZ stepping down it will do nothing.
I guess the biggest change with binance nowaday is that they don't open service in US anymore and will be only focused on the other part of the worlds.

CZ stepped down as CEO due to the ongoing investigation by the US government. They've told the exchange to pay a $4B fine. This will have a severe impact over BNB's market price. It could be either the beginning of the end for the "crypto empire", or all the other way around. It's too risky to get into either BNB or BUSD these days.

New all time high this December? I doubt that it's going to happen, we will not be having that kind of spike though, we have to make a gain of more of more than 100% at the current price of Bitcoin. Not saying that it might not happen, but the probability is not there as it will take a lot of money from investors. So it's better that we remain with the pattern, we will have to wait for the block halving to happen and then in the next 2 years, new all time high can be reach.

That's how the market's ecosystem is, we don't want a artificial pump because Bitcoin is not known to be that market, that kind of movement is more on the altcoin side. As I have explain in other thread, it's a pump and dump scheme, nothing more.

sometimes individuals thoughts are not wrong because they are in desire to make their families happy so they are spending much on their families and at also they don't have any amount to make their life stable. I think a person should not spend too much money in present that his future become unsuccessful and he become unable to continue a happy and prosperous life.

I don't know about you guys, but for me, I have discovered that the longer one save in fiat, that is, hold fiat, the more life gets expensive, this is because fiat is known to lose value overtime for several reasons, when fiat loses value, they lose purchasing power, goods and services become more expensive, which in turn makes life more expensive.

This experience I coined from the current economic hardship my country is going through.
The naira lost significant value against some other major fiat currencies, most especially the dollar, this has made things in the country very expensive, which has also made life very expensive to live here in Nigeria.

But for those who have been saving investing, saving in bitcoin, and maybe some other major cryptocurrencies, life is cheaper as we all have seen that overtime, the price of bitcoin increases, and when this happens, major altcoins too experience the boom, thereby making good profit for those who spent fiat accumulating when the prices are low.

This is why I personally implore us all to be wise in how we choose to save our money,
Keep one million dollars in the bank for 10 years, by the time the 10 years is over, you pull out your one million and discover it can't buy much because things are no longer at the same price as they were 10 years ago.

But keep one million dollars in bitcoin for 10 years, by the end of the 10 years, one million dollars must have turned into 5 million dollars or more, and even if things have become more expensive in the market, this money will pay for it all and you will still have a lot of money left to do other things.