You fully agree with total stupidity? Wow. This is pretty shocking to be honest.
I am very surprised of your understanding of the stupidity term, but actually total stupidity is what you just did - making offensive speech without any correct argument.
If you need 2FA it's your choice and it's of course good for you in case you are not confident with yourself, but please don't speak for others. My argument was pretty clear and it will only make sense for people who know at least a little about information security. Now I understand why op actually wrote this:
this post is only for people who are not lame and able to take care of their credentials security themselves