- 1. https://coinbase.com and https://gemini.com. They have the custody of your coins.
- 2. https://abra.com. semi-custodial. They have synthetic coins.
- 3. https://evercoin.com. non-custodial. Your keys, your coins. You can link your bank account. Currently cheaper than all other options but only available in 9 US states: "CA", "MA", "NV", "MI", "MO", "MT", "NE", "UT", "WY"
Regardless of your choice, bank transactions (ACH) take time. Actual transfer happens at midnight every business day and the settlement takes a few days. So USD withdrawal from any of these options will take at least one business day. Deposits can take up to 6 days because the company will have to wait for the bank transaction settlement and banks don't work during the weekend. If you do your transaction before 5pm you will save yourself a day.The worst time is Thursday after 5pm and Friday because the bank transaction will wait through the weekend.
And that is one of the many reasons why we have to make sure bitcoin (cryptocurrency) wins and we won't need banks. It is insane.