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Contributor KitWe have developed a Contributor Kit for HERo. You can view the kit here: https://nextgenhero.io/HERo_Contributor_Kit.pdfIf you come across someone who would make a great contributor for HERo, please direct them to this kit. We also encourage you to actively seek great contributors and potential partners. There have been a lot of high quality articles of substance written by the women at HERo. Looking forward to reading more! |
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This is a proud day for all DNotes supporters and those who share the belief that there is a real and present risk that women may not be well-positioned to enjoy the benefits of the digital age. HERo is an acknowledgement of the realities with relentless commitments to positively make a difference. “The Hero for change and equality is you.” Congratulations! Best of luck to the women at HERo on their mission of financial inclusion. |
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Happy New Year everyone! Wishing you all a safe, happy, and prosperous 2019.
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Thank you all. Merry Christmas and a very Happy New Year to everyone.
Merry Christmas and Happy Holidays everyone! Thank you, and the same to both of you. Merry Christmas everyone!  Merry Christmas all! |
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DNotes EDU – Cryptocurrency Education For All – Accomplishments of 20182018 has been a very busy year at DNotes EDU. We would like to take this opportunity to thank everyone for their ongoing support and positive feedback. Thank you to everyone in the cryptocurrency, cyber-security, and financial industries that create amazing and easy to understand educational video content that can be shared with the world via Youtube. We are especially grateful to DNotes Global CEO Alan Yong, Chief Technology Officer Theodore Hauenstein, and Chief Communications Officer Ken Chase, for their unwavering support of this project. After six sleep-deprived months of research and writing, we unveiled a total makeover of the DNotes EDU platform in February, 2018. One of the most important aspects that had to be dealt with, was to fill in the missing pieces between what a new user understood about cryptocurrency, and what the industry referred to as “beginner level” or “user friendly”. What we found to be missing was the first 20 floors of a high rise building, that was trying to support a penthouse perched on top. There is still a lot of work to do, and it would go much faster if we worked together to support trustworthy projects. We have always believed that the need for a basic level of financial literacy is paramount in understanding how beneficial cryptocurrency can be to the everyday user. The new module format at DNotes EDU has twelve sections that cover the most common aspects of personal financial planning, and eleven that deal with digital currency. Without addressing issues such as these, the ever elusive mainstream adoption of cryptocurrency may forever remain unattainable. Read the full article: https://www.dnotesedu.com/2018/12/dnotes-edu-cryptocurrency-education-for-all-accomplishments-of-2018/ Thank you Chase! You guys have done an amazing job with DNotesEDU, and accomplished a great deal in 2018. It is an amazing resource for cryptocurrency education and unrivaled in this space. We appreciate all of your hard work and commitment. Thank you, we are firmly committed to providing understandable cryptocurrency information that doesn't muddle the basics with needlessly complex jargon. I would say we've done a great job so far at building on the pioneer work of CryptoMoms in cryptocurrency education.
It’s an honor for me to be associated with a group of volunteers who have been working relentlessly in building an incredible educational platform as the linchpin to mass adoption of cryptocurrency for global commerce. I am in absolute agreement that, “We have always believed that the need for a basic level of financial literacy is paramount in understanding how beneficial cryptocurrency can be to the everyday user.” Congratulations, Chase and Brandon for a job well done.
Thank you Alan, your work and guidance is a huge part of our inspiration to continue pushing forward with DNotesEDU.
Solid effort guys. Financial literacy is a crucial element of cryptocurrency education and investing, and hopefully more and more people will view the resource to gain valuable insights that they can capitalize on through investments, or save them money from not investing in the 'hype' that captures so much of our market today -- which has led to financial pain for many. Through proper education, people will have a lens that they can view the industry through, which will naturally lead them to projects the likes of DNotes. Keep up the great work.
Thank you TeeGee, we are lucky to have a helper like you at DNotes. |
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Yeah, worldwide alexa rank has improved by about 200k positions in 5 weeks also. Pretty solid effort.
This is quite impressive considering that DCEBrief currently has a small fraction of the writers that leading news outlets like CoinDesk do. CoinDesk has been steadily declining in traffic for some time now, while DCEBrief is just getting started. DCEBrief has great growth potential. There is a lot more that we can do. Our team has been doing a very good job and we are most grateful - especially to Tim for all his extra efforts. Agreed, Tim has been pumping out a ton of high quality articles lately. Keep up the great work! |
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Yeah, worldwide alexa rank has improved by about 200k positions in 5 weeks also. Pretty solid effort.
This is quite impressive considering that DCEBrief currently has a small fraction of the writers that leading news outlets like CoinDesk do. CoinDesk has been steadily declining in traffic for some time now, while DCEBrief is just getting started. |
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new avatar for Dnotes, so are there bounties on the way now? Something like signature company with new Dnotes signature codes? I can't speak for DNotes, but DNotesEDU will not be doing any giveaways in the foreseeable future. |
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The Risk Capital Test is used to determine security designation at a State level, in 16 different US States. https://www.theselc.org/which_states_apply_the_risk_capital_test_when_deciding_what_is_a_securityThe Risk Capital TestIn 1959, some enterprising developers bought land in Marin County to develop a country club. To pay for some of the costs of building the club, they sold charter memberships in the club. The members would not share in the profits or ownership of the club but would have the right to use club facilities. Under the federal definition, these memberships would not be securities because the members joined the club to get the benefits of membership, not for a financial return. But the California Supreme Court, in a landmark case called Silver Hills Country Club v. Sobieski,[22]found that these memberships were securities. The court formulated a new test for whether something is a security, called the risk capital test, which considers:• Whether funds are being raised for a business venture or enterprise; • Whether the transaction is offered indiscriminately to the public at large; • Whether the investors are substantially powerless to effect [sic] the success of the enterprise; and • Whether the investor’s money is substantially at risk because it is inadequately secured. ... The risk capital test has been adopted in some form in 16 jurisdictions (in addition to California):• By the Supreme Court of Hawaii (1971); • By the Supreme Court of Arkansas (1987); • By the District Court of Guam (Appellate Division, 1981); • By the Court of Appeals of Ohio (10th District, 1975); • By the Supreme Court of Oregon (1976); • By statute in Alaska, Georgia, Michigan, North Dakota, Oklahoma, and Washington; • Through regulatory rule in Illinois, New Mexico, North Carolina, Wisconsin, and Wyoming. _______________________________________________________________________________ How does DNotes fare against this test?1) Funds are being raised for a business venture or enterprise 2) The transaction is offered indiscriminately to the public at large 3) The investors are substantially powerless to effect the success of the enterprise 4) The investor’s money is substantially at risk because it is inadequately secured. Why DNotes is not a security:1) No development funds were raised by selling newly issued DNotes cryptocurrency; all development has been funded by private parties. 2) Although DNotes was distributed to and is held by the public at large, transactions occur voluntarily between two parties the same way as cash transactions do. 3) Every individual who recieves DNotes from another individual has an opportunity to contribute to the success of DNotes. 4) Organizations who support DNotes have provided plenty of resources showing individuals how to secure their cryptocurrency, and DNotesVault offers simple user friendly storage where deposits are backed by a guarantee fund. *This is not legal advice, I am not a lawyer. These are simply my views based on publicly available information and prior DNotes/cryptocurrency knowledge. |
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What constitutes a security:
1) It is an investment of money
2) There is an expectation of profits from the investment
3) The investment of money is in a common enterprise
4) Any profit comes from the efforts of a promoter or third party
Why DNotes is not a security:
1) DNotes currency can only be purchased from existing DNotes stakeholders who are willing to sell; no money is invested in DNotes as a result of these transactions.
2) It has been made quite clear that the free market dictates the price of DNotes, and that no investment is a sure thing. DNotes is only worth the price people are willing buy or sell it for on the open market.
3) Since all DNotes transactions are independent deals conducted by a willing buyer and seller on the open market, there is no investment taking place.
4) Any profit generated by third parties participating in the DNotes cryptocurrency network is theirs to keep.
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Yep, they want not only a legal opinion regarding the US securities laws, but also "legal opinion letter from a Maltese law firm confirming that the token is a Virtual Financial Asset (VFA) and not a financial instrument". Which at the surface level seems a bit confusing, because if it's not a financial instrument nor a security, then what is it. I'm no lawyer though, so there may be a more nuanced answer for these questions. Many of our top picks, including: Bittrex, Binance, Kucoin, Poloniex, Kraken, all ask for a US securities legal opinion. We are working on it and so far the discussion with legal seems pretty positive, but we have to wait and see. A couple of other options could be: Bibox, Upbit, Digifinex, Gate.io, Lbank, and as you suggested LAToken. Many of those do not ask for a legal opinion, have decent volume for a variety of coins, and at least a good deal of traffic. That's quite rich, considering these 5 exchanges demanding legal opinion on DNotes are all selling unregistered securities already, and are likely doing so without a broker/dealer. I say DNotes has a better chance of bringing down and exposing all the corrupt exchanges, than we do of getting a fair deal from any of them. |
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Our entire community has been doing a great job for nearly five years to keep everyone informed about cryptocurrency in a way to grounds people in realistic expectations without the bias that getting news from the mainstream media will yield.
Our efforts are only going to ramp up from here. A track record of doing things the right way and knowing what is going to happen next adds a lot of credibility to cause and will bring many new users. I expect great things from DNotesEDU, and DCEBrief will continue doing all that it can to keep everyone informed with timely news, and unparalleled insights (many of our Op-Eds are indisputably better [contain original thought and unique insights] than what is generally published in the industry). All we need now is the right people, and the resources for rapid expansion.
With a full writing staff / editorial team, our education and news resources will be a unrivaled class act.
Excellent work TeeGee, looking forward to seeing what you deliver. I do remember the early days of DNotes and the excellent educational material that was frequently posted at CryptoMoms; everyone involved with that deserves some serious credit for bringing to light the importance of understandable cryptocurrency learning material. |
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Great working bringing the issue of fraud to the attention of many DNotesEDU. Hopefully together we can build a much more trustworty industry. Being rated among the most trustworthy companies recently by Silicon Review is a start for us, but as we become more well known, it will be as a globally trusted brand. Thank you for your words of support, DNotesEDU has been providing free material to the public since 2015; having worked diligently to dispel many of the myths that have pervaded the industry and confused the public. DNotesEDU is currently an independent organization held in sole proprietorship, but there are plans for further integration with DNotes Global and DNotes cryptocurrency when the timing is right. |
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Here is more about the Investment conference we are sponsoring:The 5th annual Family Office Super Summit will feature 100+ family office speakers, 1,500+ attendees and ample networking opportunities and engaging activities over a 2-day span. The Super Summit is a great opportunity to join hundreds of family office investors, private wealth managers, dealmakers, and investors for an unparalleled conference experience. Date: December 9th, 2018 Evening Cocktail Reception, Conference on December 10-11th, 2018 Location: InterContinental Miami | 100 Chopin Plaza, Miami, FL 33131 Benefits of Attending the Family Office Super Summit: Billions of Dollars in Capital On Stage (and much more in the room): The Family Office Super Summit features actual family offices and more of them on stage than any other event globally, not brokers or junior financial planners, because we know that families in our network and the hundreds of attendees in the room want to learn from the biggest single family offices and top-50 multi-family offices on what has worked for them, how they manage their capital, and what it takes to do business with a leading family office. https://familyoffices.com/super/ This is a great opportunity that you've secured Alan. According to Google Trends, Florida is the most active US state in searching for DNotes https://trends.google.com/trends/explore?geo=US&q=DNotesThanks, Brandon. We have quite a few supporters from Florida and Texas. I have been even more busy than ever. Still hoping to spend a little time to support your project. Keep up with the good work. Thank you as always for your continued support of DNotesEDU. It is amazing that even though you are so busy, you can still find time to help support the development of grassroots DNotes businesses and initiatives. |
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Here is more about the Investment conference we are sponsoring:The 5th annual Family Office Super Summit will feature 100+ family office speakers, 1,500+ attendees and ample networking opportunities and engaging activities over a 2-day span. The Super Summit is a great opportunity to join hundreds of family office investors, private wealth managers, dealmakers, and investors for an unparalleled conference experience. Date: December 9th, 2018 Evening Cocktail Reception, Conference on December 10-11th, 2018 Location: InterContinental Miami | 100 Chopin Plaza, Miami, FL 33131 Benefits of Attending the Family Office Super Summit: Billions of Dollars in Capital On Stage (and much more in the room): The Family Office Super Summit features actual family offices and more of them on stage than any other event globally, not brokers or junior financial planners, because we know that families in our network and the hundreds of attendees in the room want to learn from the biggest single family offices and top-50 multi-family offices on what has worked for them, how they manage their capital, and what it takes to do business with a leading family office. https://familyoffices.com/super/ This is a great opportunity that you've secured Alan. According to Google Trends, Florida is the most active US state in searching for DNotes https://trends.google.com/trends/explore?geo=US&q=DNotes |
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