~~~~~ Decoded Loan Service | No Collateral! ~~~~~

[Decoded]

Hi all, looking to try my hand at giving loans. Collateral is required, unless you are trusted, in which you will have to sign a message!

Terms of Service
- Collateral will greatly increase your chance of getting your loan accepted. The collateral must be easy to sell/trade and at least 120% worth of the amount that the users is lending, except for any highly trusted member of the forum. The value of this collateral must be stable.
- Maximun lending period of 2 weeks
- If an users that borrows btc from me fails to repay the loan on time, I will give the user 24 hours to give me a reason and another time estimate of when they will pay me. This is repeated until the client repays the loan or does not respond within the 24 hours after which I have the right to sell their collateral. When payment is late, a new interest rate will be discussed through PM.
- I have the rights to decide which loan I will fund, I don't need to explain why I decline your loan request. But PM me if you want, I'll try to explain as best I can!
- Interest rate is offered. I don't have any set rate as of yet, but the general rule is "The more the longer". If you don't have collateral, the interest will also be significantly higher.

Requesting a loan format:

Code:

[b]Loan Amount:[/b]
[b]Reason for Taking out a Loan:[/b]
[b]Amount to be repaid:[/b]
[b]Repayment Date:[/b]
[b]Type of Collateral:[/b]
[b]Bitcoin Address:[/b]

I will always ask for a signed message if you give an bitcointalk account as collateral.

Repayment address: 1DecodejtC6yUjnL7DzCeZ2Do8LoYjCi9q

Code:

-----START BITCOIN SIGNED MESSAGE-----
As of 21/04/16, I want to start loaning. This is my repayment address, 1DecodejtC6yUjnL7DzCeZ2Do8LoYjCi9q. By Decoded.
-----START BITCOIN SIGNATURE----
G1Bo9VjzeAsTusjj/WiovrSmTPIFZoN3CHnZF4eUMBGhZ9ya2NjWLSKmiagqpHezlRhWIW2hF3KgeUOpFgZcaZI=
-----END BITCOIN SIGNED MESSAGE-----

Code:

-----BEGIN PGP SIGNED MESSAGE-----
Hash: SHA512

This is whyte/decoded from bitcointalk. I am verifying that am loaning as of 23/4/16.

Regards, Whyte
-----BEGIN PGP SIGNATURE-----
Version: Keybase OpenPGP v2.0.53
Comment: https://keybase.io/crypto

wsBcBAABCgAGBQJXGvn0AAoJEEAjyYrab7wim00H/jxmUgEAWrgZcnCZ0A5GfT9G
ByxwC29X86/X9SfGvpK5K6i2wIulGnS7oA5qpcZINafPfgimLjYces+BmxC0VyqX
D2lUTZjIskGqsrMvnz0TB6i+pLZ3Fj2w1iTrfhAfhP8X4DbdX4gOFYTFuWBkPGzp
1xmJVjF4LK4Z+ONVLbbZVY+GLDYM8LD/nSI9L2jOn6QxwVSankS3eD3k1ml/33qX
JhP6hQh2jklkMfeKAwXGybVSY3zh+133cXUi+WJsNzSarh3QRJRrJCTOq+a+clhO
Db8wCQEx4jZSxJPYJ4behVHhn0xR17CUSs6nz7O3ldhMOZj8ayuXwOlAYh7gB/s=
=CPQb
-----END PGP SIGNATURE-----

Current amount I have available: 0.1 BTC

[Decoded]

This is where all my ongoing, previous and defaulted loans are!

Ongoing:
-N/A
Previous:
-N/A
Defaulted:
-N/A

[rjkelvin2424]

Loan Amount:0.005
Reason for Taking out a Loan: Personal issue
Amount to be repaid:0.005
Repayment Date:April 23 2016
Type of Collateral:My account if need
Bitcoin Address:1JPDzaJYzui1nzpYWnu3UuKMBA85dNKbpT

[Decoded]

Loan Amount:0.005
Reason for Taking out a Loan: Personal issue
Amount to be repaid:0.005
Repayment Date:April 23 2016
Type of Collateral:My account if need
Bitcoin Address:1JPDzaJYzui1nzpYWnu3UuKMBA85dNKbpT

Rejected.

I know it's a small amount, but I am sticking with my rule of compulsory valid collateral. The collateral must be worth more than what I'm loaning you.

No interest too?


EDIT - You also seem to be asking this loan everywhere. Please tell me if you get the loan.

[rjkelvin2424]

Loan Amount:0.005
Reason for Taking out a Loan: Personal issue
Amount to be repaid:0.005
Repayment Date:April 23 2016
Type of Collateral:My account if need
Bitcoin Address:1JPDzaJYzui1nzpYWnu3UuKMBA85dNKbpT

Rejected.

I know it's a small amount, but I am sticking with my rule of compulsory valid collateral. The collateral must be worth more than what I'm loaning you.

No interest too?


EDIT - You also seem to be asking this loan everywhere. Please tell me if you get the loan.

Yeah, no one is replying to my posts, so im trying to others. About the interest, i can pay 0.0055

[Decoded]

Loan Amount:0.005
Reason for Taking out a Loan: Personal issue
Amount to be repaid:0.005
Repayment Date:April 23 2016
Type of Collateral:My account if need
Bitcoin Address:1JPDzaJYzui1nzpYWnu3UuKMBA85dNKbpT

Rejected.

I know it's a small amount, but I am sticking with my rule of compulsory valid collateral. The collateral must be worth more than what I'm loaning you.

No interest too?


EDIT - You also seem to be asking this loan everywhere. Please tell me if you get the loan.

Yeah, no one is replying to my posts, so im trying to others. About the interest, i can pay 0.0055

If you can provide any other sort of collateral, I can do this. Do you have any altcoins that have stable value like ethereum? If so, just send them to me and I'll hold them for you

If you pay 0.0065 interest and tell me what you are using my funds for and how you will get the funds to pay me back, I might be able to fund this loan.

[tobi4255]

Loan request

amount: 0.01 BTC
reason for loan: refilling 2captcha account (Reflink: http://2captcha.com/?from=1586125)
terms: 8% APR (daily rate: 0.0219%)
length of loan: 10 days
collateral: 0.012~BTC worth of Altcoins ( Ethereum, Litecoin, Dash )
-
amount to be repaid: 0.0100219 BTC

[Decoded]

Loan request

amount: 0.01 BTC
reason for loan: refilling 2captcha account (Reflink: http://2captcha.com/?from=1586125)
terms: 8% APR (daily rate: 0.0219%)
length of loan: 10 days
collateral: 0.012~BTC worth of Altcoins ( Ethereum, Litecoin, Dash )
-
amount to be repaid: 0.0100219 BTC

Interest rate is far too low. 10 days on this forum is quite a long term, which is equal to about 130% interest. I also value your altcoins at the highest current buy price, not the last sell price.

[fulluser]

Loan Amount: 0.05 , repay 0.06
Reason for Taking out a Loan: Trading ethereum
Amount to be repaid:
Repayment Date: 1 may
Type of Collateral: None or web development work for free
Bitcoin Address: 182N6M4rdL1gkQ7KdbwKBa1YJsP6rezfBh

[Digital_Lord]

Loan Amount: 0.05 , repay 0.6


Reason for Taking out a Loan: Trading ethereum
Amount to be repaid:
Repayment Date: 1 may
Type of Collateral: None or web development work for free
Bitcoin Address: 182N6M4rdL1gkQ7KdbwKBa1YJsP6rezfBh

0.05 , repay 0.6
is this a typing mistake or do you think peoples there are fools.? lolz.
you are doing nothing except wasting your and the lander"s time.


edit: already defaulted a loan in 2013.

[fulluser]

The matter was solved but my trust wasnt fixed , yes it was a typo

[Decoded]

The matter was solved but my trust wasnt fixed , yes it was a typo

Rejected either way.

1. You're trading. Also known as short-selling or even taking a loan to gamble.
2. Collateral is not sufficient/valid.
3. Fix your trust first. You should be able to contact the person who gave you that rep. If he does not want to, you could be able to go to the person who gave them their rep, and get them to reconsider. I don't see any proof of you repaying the loan. Here's the thread where you scammed, https://bitcointalk.org/index.php?topic=238412.0, and it's not even locked. Why don't I see any proof of repayment there?