Damn yall, i dont really know what can go as collateral on here, i read the rules and that why i said if anybody has any idea that would be great! but ive got a 250$ class ring i can send
If you want to give a physical collateral, you need to find a lender near your place.
Less cost for you because you will have to send it to the lender, BEFORE he gives you the funds.
If you have any altcoins they are "good" (depends on the lender), you can provide them as collateral.
Altcoins are, maybe, the best valid collateral...