If Virwox can survive bitcoin sales chargebacks when they are selling high volumes of bitcoins via Paypal, why can't other Paypal users survive chargebacks? The common argument is that Virwox charges very high fees. But high fees has no link with whether Paypal terminates its working relationship with Virwox.
Is it because Virwox is based in Austria and its local Paypal office has different sets of legislation to follow?
its impossible to avoid chargebacks 100% of the time, "if there is a will there is a way". but virwox presumably does better due diligence than most.
say an average btc<->paypal had a 50% scam rate usually.
by doing due diligence, you can decline trading with certain people.
then out of those that pass a certain due diligence criteria, you then filter out some more people based on other things. until you have a safer level of scam-ability. and then charge a fee to cover that level.
normal paypal users wont and sometimes cant do the same level of checks for many reasons
1. they are just individuals with no access to any checking services (credit reports, corporate blacklists)
2. they are individuals and blindly think paypal protect them so they can be lazy
3. they are individuals and dont have the knowledge/experience to see the red flags
