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女子转账给好友错转2700元 求退还被对方拉黑
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Topic: 女子转账给好友错转2700元 求退还被对方拉黑 (Read 282 times)
healtheworld
(OP)
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女子转账给好友错转2700元 求退还被对方拉黑
October 10, 2016, 03:12:51 AM
#1
微信转账2700元以后,王女士才发现,原本要转给朋友的钱,被她错转给一个并不熟悉的微信好友了。而当她想让对方退还时,却被对方拉黑了……
10月4日11时许,家住西安明光路的王女士给一位朋友微信转账2700元,转完后她发现“坏了”,2700元误转给一位不熟悉的微信好友“萌妖儿”了。
10月8日,王女士说起此事还觉得有点蒙。“我和‘萌妖儿’并不认识,是9月中旬一个好友推荐给我的。她好像是做手机美容的,不在西安,微信资料里写的是杭州。中秋节期间,她还给我发过节日祝福。10月4日早晨,她给我发了一条广告信息,当我转账选择朋友时,可能她当时出现在微信好友第一个,也可能她和我要转账的那位好友头像有点像,误操作打开了和她的对话框。我不知道她叫什么,也没保存过她的照片,更没有她的联系方式。”
发现转错后,王女士立即给“萌妖儿”发语音,说自己把钱转错了,但没有回应,王女士赶快给微信支付客服95017打电话求助,“客服说转账是我自己发起的,无法撤回,也不能提供对方的信息。”王女士很疑惑,“微信聊天都可以在两分钟内撤回消息,第三方转账功能为啥不能反悔呢?对方还没收钱的情况下,为啥不能撤回?”
她又给两人的共同微信好友发消息,希望对方能帮忙要钱,但也没有回应。之后,她又给“萌妖儿”发了一个红包,并多次发消息,还留下了自己的联系电话,希望她能退钱。没想到下午1时许,她突然发现自己发出的消息被对方拒收,同时,转错的2700元显示已收钱,红包也被领了。
王女士告诉华商报记者,“眼看着她拉黑了我,我赶快报警,但警方说这属于经济纠纷,建议走法律途径。我也咨询过律师,但我不知道对方长什么样,甚至不知道她在哪个城市,起诉谁都不知道。收钱后,‘萌妖儿’还改名为‘小悦’,并换了头像,钱估计要不回来了,我希望通过自己的教训提醒大家,转账前一定要再三确认”。
>>微信支付客服
自己发起的交易难认定是转错
随着网络支付功能增多,类似王女士这样的情况并不鲜见,不少人都有发微信、发红包发错,充话费充错的经历,如果对方不归还很难追回。而且华商报记者发现,微信投诉时可选择的原因有“发布不适当内容对我造成骚扰”“存在欺诈骗钱行为”“存在侵权行为”“发布仿冒品信息”等,但没有“转账转错了请求撤回”。转账错误怎么办?协调不成能否提供对方联系方式?未收款前能否撤回?
华商报记者以转账错误为由致电微信支付客服95017,工作人员表示,对方信息属于个人隐私不能提供,如果报警可配合警方。尽管微信有投诉好友功能,但由自己发起的给好友的交易是否转错很难认定,即使投诉也不会被通过。此外,微信转账不支持撤回功能,其他第三方支付平台也没有撤回功能,这是因为转账涉及资金可大可小,撤回不现实。
据了解,央行日前发布的《关于加强支付结算管理防范电信网络新型违法犯罪有关事项的通知》明确规定,从今年12月1日起,个人通过自助柜员机转账的,在发卡行受理后24小时内,可向发卡行申请撤销转账。但对于自己转错账的,并没有办法撤销。
>>律师说法
收别人转错的钱属不当得利
转账错误对方不归还,是否还有其他解决办法?
陕西当代人律师事务所律师赵彦松认为,收了别人转错的钱不还属于不当得利,可到法院起诉。
经常用第三方平台转账的市民李先生建议,转账前一定要再三确认,最好能先与对方聊几句,确认后再转账。西安一位民警建议,网络转账转错了,若对方不还,可发动有交集的朋友帮忙,给这个人一定舆论压力。
feelkea
Full Member
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Activity: 126
Merit: 100
Re: 女子转账给好友错转2700元 求退还被对方拉黑
October 10, 2016, 06:04:56 AM
#2
理论上可以通过不当得利之诉要求对方返还,但是又不知道对方姓名、地址等信息,真的很难要回来了。
hheby
Member
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Activity: 109
Merit: 100
Re: 女子转账给好友错转2700元 求退还被对方拉黑
October 10, 2016, 03:52:46 PM
#3
上次我一个朋友支付宝转给人家几千块,找客服也没用
zap66
Full Member
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Activity: 140
Merit: 100
Re: 女子转账给好友错转2700元 求退还被对方拉黑
October 11, 2016, 02:55:46 AM
#4
违法不容情,何况没占什么理,报警处理就是。
kedyoon
Sr. Member
Offline
Activity: 269
Merit: 250
Re: 女子转账给好友错转2700元 求退还被对方拉黑
October 13, 2016, 04:58:24 PM
#5
报警估计警察最多受理,不会去怎么样
liyueyue8964
Full Member
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Activity: 168
Merit: 100
Re: 女子转账给好友错转2700元 求退还被对方拉黑
October 13, 2016, 07:44:15 PM
#6
宰了他
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