What happens to lost bitcoins

[Shneebly]

Lost wallet.dat are lost forever.
So keep it safe

Exactly. You can ask for total decentralized ownership, or charge-backs/ security against losses. Not both.

A fork in the Blockchain is a serious thing, and is a decision that has to have almost universal acceptance. Creating one because of a few people who lost their Bitcoin is not only downright silly, but would be unsuccessful.

This isn't a fiat currency. Increasing purchasing power is a good thing, not a problem.

[underthebrdige]

Lost wallet.dat are lost forever.
So keep it safe

I say burn a few dvd copies of your wallet.dat