Banks are immune to the world outside. Firstly they have the option of cheap credit. That gives them advantage of creating an economy independant of reality and failures. Secondly banks feed on the bad sittuation. The sittuation of the economy of the world gets worse and worse imho so the banks are in their perfect enviroment as everyone is in need of a credit else they default.
Nothing can influence the banks in my opinion, outside of regulatory bodies and an entities that have an option to gain cheap credits themselfs. The competition is just too unfair.
What people like Andreas Antonopoulos fail to realize when they say that "Bitcoin will rule the world" is the banks have become so powerful they are the institutions that influence the government to make laws that will make it more advantageous to them. He believes technology is the answer and that it will disrupt finance. No, the banks will bring us back to the stone age before that happens.