Heya! Is not as easy at it seems.
https://bitcointalk.org/index.php?topic=1851570.0Take a look at this thread, the guy started a loan service and got scammed by many members if you take a look close you will learn about it.
Also you may need to know that accounts here are sold everyday and they should be worthless.
There's an exclusive rule of " no collateral no loan " it will save your money.
Collatareal must be held by a trusted thirdparty, take a look at this lending section and you will find all the info you'r asking for.