Bitcoin Forum
August 30, 2024, 11:17:34 AM
Welcome,
Guest
. Please
login
or
register
.
News
: Latest Bitcoin Core release:
27.1
[
Torrent
]
Home
Help
Search
Login
Register
More
Bitcoin Forum
>
Local
>
中文 (Chinese)
>
离题万里
>
600辆违法车被洪水淹成"土车" 如何赔偿引争议
Pages: [
1
]
« previous topic
next topic »
Print
Author
Topic: 600辆违法车被洪水淹成"土车" 如何赔偿引争议 (Read 139 times)
preach god
(OP)
Full Member
Offline
Activity: 164
Merit: 100
600辆违法车被洪水淹成"土车" 如何赔偿引争议
July 12, 2017, 09:01:20 AM
#1
(原标题:长沙600辆违法车辆被洪水淹成“土车” 如何赔偿引争议)
7月9日,一组长沙停车场600余辆违法车被淹图片走红网络,原车主能否获得理赔引发讨论。图片显示,湖南洪水退去后,受淹停车场上的数百辆车,被泥土覆盖。
600辆违法车被洪水淹成土车 如何赔偿引争议
10日下午,南都记者从湖南祥安停车场获悉,600多辆被淹汽车,均为违法车辆,其中500多辆被判定为报废。日前,停车场已组织修理厂进场修复车辆。赔偿事宜已引起长沙公安交警支队的重视。
焦点1
车辆受淹到何种程度可称为“报废”?
日前,受强降水影响,湘江长沙段遭遇入汛以来最大洪灾。7月7日,洪水渐渐退却,一停车场上的数百辆汽车被泥土覆盖,经媒体曝光后引起关注。
公开资料显示,祥安停车场位于长沙市岳麓区洋湖街道蓝天村。停车场负责人谢先生称,6月30日,靳江河水暴涨,洪水倒灌停车场主要通道,“洪水很凶,水位也在上涨,当时就组织人紧急转移车辆”。
多张网络流传航拍图显示,停车场停放的车辆,包括摩托、出租、中巴等,还有保时捷、奔驰等名车。不少车辆,近一半车身浸在水中,泥沙铺满车盖和车顶。
水淹车是否具有修复价值?汽车维修行业专家魏忠宇告诉南都记者,汽车进水后,发动机等核心部件基本会损坏,若二次启动,还会造成连杆和气门等部件损坏。
魏忠宇指出,车辆封闭下受淹,可观察车内空调出风口是否有水渍,或可判断车辆有无修理必要。他解释称,空调出风口进水,意味着车辆引擎部分已被淹,“车辆管路及电线、行车电脑等部件,很可能已损坏”。
焦点2
受淹报废车辆能否申请保险理赔?
媒体公开资料显示,2016年1月,湖南祥安停车场系政府公开采购指定,经交警支队确认后,承担机动大队、特勤大队、警保卫大队和岳麓大队的违法车辆。
谢先生回忆称,洪水倒灌时,他们把能开的车都开出去,或用吊车吊走。车辆转移持续到1日上午9时许,后来考虑到职工安全,被迫放弃。洪水退去后,谢先生曾对媒体预估:600余辆违法车辆,其中500多辆被判定为报废。
那么受淹车辆能否获得保险理赔?我国机动车保险条款有关规定,暴雨、洪水等自然灾害造成的车辆损失,属于商业车险中车损险的保险责任,保险公司应进行赔付。
600辆违法车被洪水淹成土车 如何赔偿引争议
中国保险索赔网一女客服告诉南都记者,进行理赔时 需要明确责任主体,是否为这些车辆购买公共责任险,若未购买,原车主是否已购买涉水险(发动机特别损失险)至关重要。
针对停车场受淹,中国人保财险资深理赔专家何毅公开表示,如果是政府招标的停车场,并收取停车费,停车场方需保证车辆安全。如果是政府拨款,公益性质的停车场,且不收停车费,车辆积水,保险公司可理赔。
焦点3
停车场违法车辆后续该如何妥善处理?
南都记者发现,部分受淹车辆被叠加放置。员工彭先生解释称,洪水倒灌,时间紧迫,“将看起来能用的车,用吊车叠放在报废车上”。据介绍,停车场面积80亩,有些区域未投入使用,当天近90辆车被转移到临时停车场。
谢先生称,停车场方并没有给停放的车辆购买相应保险。按他的说法:“由于场地是租赁,停车场没相应的车辆损失保险可以买”。他希望,将车辆损失降到最低,能申请到专项救灾资金。
但上海大邦律师事务所律师丁金坤律师对此说法持保留态度,“救灾资金是补偿,不是法律后果,管理责任应该依法处理”。
丁金坤对南都记者称,原车主若已购买车损险,保险公司赔偿后,可依法向责任方追偿。江苏大桥律师事务所律师莫泂亦向南都记者表示,车子的车损险获得理赔后,如果涉及第三方责任,保险公司可以追偿,“责任方与管理方是否处置失误有待商榷”。
日前,停车场已组织修理厂进场修复车辆,并将损失情况向长沙交警支队汇报。6日上午,交警方曾召开座谈会,请谈判专家与车主交涉。
Pages: [
1
]
Print
Bitcoin Forum
>
Local
>
中文 (Chinese)
>
离题万里
>
600辆违法车被洪水淹成"土车" 如何赔偿引争议
« previous topic
next topic »
Jump to:
Please select a destination:
-----------------------------
Bitcoin
-----------------------------
=> Bitcoin Discussion
===> Legal
===> Press
===> Meetups
===> Important Announcements
=> Development & Technical Discussion
===> Wallet software
=====> Electrum
=====> Bitcoin Wallet for Android
=====> BitcoinJ
=====> Armory
=====> Mycelium
=====> Hardware wallets
=> Mining
===> Mining support
===> Pools
===> Mining software (miners)
===> Hardware
=====> Group buys
===> Mining speculation
=> Bitcoin Technical Support
=> Project Development
-----------------------------
Economy
-----------------------------
=> Economics
===> Speculation
=> Marketplace
===> Goods
=====> Computer hardware
=====> Digital goods
=======> Invites & Accounts
=====> Collectibles
===> Services
===> Currency exchange
===> Gambling
=====> Games and rounds
=====> Investor-based games
=====> Gambling discussion
===> Lending
=====> Long-term offers
===> Securities
===> Auctions
===> Service Announcements
=====> Micro Earnings
===> Service Discussion
=====> Web Wallets
=====> Exchanges
=> Trading Discussion
===> Scam Accusations
===> Reputation
-----------------------------
Other
-----------------------------
=> Meta
===> New forum software
===> Bitcoin Wiki
=> Politics & Society
=> Beginners & Help
=> Off-topic
=> Serious discussion
===> Ivory Tower
=> Archival
===> Корзина
===> CPU/GPU Bitcoin mining hardware
===> Chinese students
===> Obsolete (buying)
===> Obsolete (selling)
===> MultiBit
-----------------------------
Alternate cryptocurrencies
-----------------------------
=> Altcoin Discussion
=> Announcements (Altcoins)
===> Tokens (Altcoins)
=> Mining (Altcoins)
===> Pools (Altcoins)
=> Marketplace (Altcoins)
===> Service Announcements (Altcoins)
===> Service Discussion (Altcoins)
===> Bounties (Altcoins)
=> Speculation (Altcoins)
-----------------------------
Local
-----------------------------
=> العربية (Arabic)
===> العملات البديلة (Altcoins)
=====> النقاشات
===> إستفسارات و أسئلة المبتدئين
===> التعدين
===> النقاشات الأخرى
===> منصات التبادل
=> Bahasa Indonesia (Indonesian)
===> Marketplace (Bahasa Indonesia)
===> Mining (Bahasa Indonesia)
===> Altcoins (Bahasa Indonesia)
===> Trading dan Spekulasi
===> Ekonomi, Politik, dan Budaya
===> Topik Lainnya
=> Español (Spanish)
===> Mercado y Economía
=====> Servicios
=====> Trading y especulación
===> Hardware y Minería
===> Esquina Libre
===> Mercadillo
=====> Mexico
=====> Argentina
=====> España
=====> Centroamerica y Caribe
===> Primeros pasos y ayuda
===> Altcoins (criptomonedas alternativas)
=====> Minería de altcoins
=====> Servicios
=====> Tokens (Español)
=> 中文 (Chinese)
===> 跳蚤市场
===> 山寨币
===> 媒体
===> 挖矿
===> 离题万里
=> Hrvatski (Croatian)
===> Trgovina
===> Altcoins (Hrvatski)
=====> Announcements (Hrvatski)
===> Off-topic (Hrvatski)
=> Deutsch (German)
===> Anfänger und Hilfe
===> Mining (Deutsch)
===> Trading und Spekulation
===> Projektentwicklung
===> Off-Topic (Deutsch)
===> Treffen
===> Presse
===> Altcoins (Deutsch)
=====> Announcements (Deutsch)
===> Marktplatz
=====> Auktionen
=====> Suche
=====> Biete
=> Ελληνικά (Greek)
===> Αγορά
===> Mining Discussion (Ελληνικά)
===> Altcoins (Ελληνικά)
=====> Altcoin Announcements (Ελληνικά)
=====> Altcoin Mining (Ελληνικά)
=> עברית (Hebrew)
=> Français
===> Actualité et News
===> Débutants
===> Discussions générales et utilisation du Bitcoin
===> Mining et Hardware
===> Économie et spéculation
===> Place de marché
=====> Échanges
=====> Produits et services
=====> Petites annonces
===> Le Bitcoin et la loi
===> Wiki, documentation et traduction
===> Développement et technique
===> Vos sites et projets
===> Hors-sujet
===> Altcoins (Français)
=====> Annonces
=> India
===> Mining (India)
===> Marketplace (India)
===> Regional Languages (India)
===> Press & News from India
===> Alt Coins (India)
===> Buyer/ Seller Reputations (India)
===> Off-Topic (India)
=> Italiano (Italian)
===> Guide (Italiano)
===> Progetti
===> Discussioni avanzate e sviluppo
===> Trading, analisi e speculazione
===> Mercato
=====> Mercato valute
=====> Beni
=====> Servizi
=====> Esercizi commerciali
=====> Hardware/Mining (Italiano)
=====> Gambling (Italiano)
===> Accuse scam/truffe
===> Mining (Italiano)
===> Alt-Currencies (Italiano)
=====> Annunci
===> Raduni/Meeting (Italiano)
===> Crittografia e decentralizzazione
===> Off-Topic (Italiano)
=> 日本語 (Japanese)
===> アルトコイン
=> Nederlands (Dutch)
===> Markt
===> Gokken/lotterijen
===> Mining (Nederlands)
===> Beurzen
===> Alt Coins (Nederlands)
===> Off-topic (Nederlands)
===> Meetings (Nederlands)
=> Nigeria (Naija)
===> Politics and society (Naija)
===> Off-topic (Naija)
=> 한국어 (Korean)
===> 대체코인 Alt Coins (한국어)
=> Pilipinas
===> Altcoins (Pilipinas)
=====> Altcoin Announcements (Pilipinas)
===> Pamilihan
===> Others (Pilipinas)
=> Polski
===> Tablica ogłoszeń
===> Alternatywne kryptowaluty
=====> Nowe kryptowaluty i tokeny
=====> Tablica ogłoszeń (altcoiny)
=> Português (Portuguese)
===> Primeiros Passos (Iniciantes)
===> Economia & Mercado
===> Mineração em Geral
===> Desenvolvimento & Discussões Técnicas
===> Criptomoedas Alternativas
===> Brasil
===> Portugal
=> Русский (Russian)
===> Новички
===> Бизнес
=====> Барахолка
=====> Обменники
===> Идеи
===> Кодеры
===> Майнеры
===> Политика
===> Трейдеры
===> Альтернативные криптовалюты
=====> Токены
=====> Бayнти и aиpдpoпы
===> Хайпы
===> Работа
===> Разное
===> Oбcyждeниe Bitcoin
=====> Новости
=====> Юристы
=> Română (Romanian)
===> Anunturi importante
===> Offtopic
===> Market
=====> Discutii Servicii
===> Minerit
===> Tutoriale
===> Bine ai venit!
===> Presa
===> Altcoins (Monede Alternative)
=====> Anunturi Monede Alternative
=> Skandinavisk
=> Türkçe (Turkish)
===> Bitcoin Haberleri
===> Pazar Alanı
===> Madencilik
===> Ekonomi
===> Servisler
=====> Fonlar
===> Proje Geliştirme
===> Alternatif Kripto-Paralar
=====> Madencilik (Alternatif Kripto-Paralar)
=====> Duyurular (Alternatif Kripto-Paralar)
===> Konu Dışı
===> Yeni Başlayanlar & Yardım
===> Buluşmalar
=> Other languages/locations
Loading...