XRP is one of those coins that you buy then stash away for years. Kind of like an insurance policy of "what if" the coin value goes up. Don't even bother to check the price each day because it will drive you crazy. Matter of fact don't even check the price until 2 to 5 years from now.
I personally own nearly 20,000 XRPs and have held onto every single one.
Exactly what I'm doing too.
It's not unreasonable to do this, but purely for speculative purposes, so you can sell to greater fools. I still don't think XRP serves any real use. You only need a very tiny amount of it to easily use the Ripple protocol forever. Considering the supply, it just doesn't have the utility (even if the Ripple user base grew 100,000x) to make it worth much of anything in practice.