Hey, I don't think bitcoin is very user friendly, I'm really tech savvy and even still, I don't get bitcoins. Is it like my credit card? Why can't I just use that? Why should I buy bitcoins? Convince me.
When you are paying via CC it's comfortable. No doubt.
BUT
You should see it also from the service provider perspective.
- CC payments can be easily cancelled/reversed. This is something e-shops have to count with (taking some sort of risk)
- service provider (e-shop) pay fees (or charge them to you) for accepting CC payments. (im not sure. This is just my assumption. But I doubt the CC payment processing is free service)
VS
- BTC transaction (once confirmed) can't be reversed
- it's open source so anybody with coding skills can make his own BTC payment processor. Or can use third party software (which might charge some fee as well).
Some other features:
- have you ever made an international bank transfer? If so you probably notice it took few days and you have been charged additional fees (int. bank transfer fee, convert currency fee etc.)
- anonymity. If you take the care your transactions can be completely anonymous )
- it's peer-to-peer (no third party which can arbitrarily cancel your transaction just because they think you are dealing with some bad person etc.)
