If you want to participate in this type of program, you should invest with money you can afford to lose
Wrong attitude. It's not about what you can afford to lose, it's about the fact that by investing in a blatant scam, you are complicit in the scam and are helping the scammers to continue scamming away.
I would consider anyone who knowingly "invests" in this type of program a very shady character, and anyone who unknowingly does so a victim.
I think it looks to good to be true I only invested a small amount in it but so far I have been able to receive the payouts without much trouble.
It's insane that after literally thousands and thousands of schemes with the exact same scripts and the same style of scam, people still justify their stupid decision using their outcome bias.