What is Lending in ICO?
I think you are talking about ICOs with Lending as part of their project like Bitconnect, there's another one with their ICO launched today which is called EthLend. EthLend is not te only one with this kind of project there are other similar (almost) ICOs like Ripio, another Micro-lending start up. Before you invest in them, read the white paper and look at the team behind the project.