I am Newbie the same and I am Holding ADA.
Cardano (ADA) is not just an electronic money, it is also a technology platform capable of running financial applications currently used by individuals, organizations and governments around the world. This is the first blockchain project to be developed from a scientific philosophy and is the only tool designed and built by a team of world-class researchers and engineers. That's the improvement of Eth, i think and hope ADA will grow well.
This is my idea. Good luck my friend.
