So I made 2 posts; one offering to sell an item, the other requesting a loan and using the same item as collateral.
It's very simple; I wanted to give myself the option of either selling it or getting a loan for it, since I'm undecided on whether i want to forego the item entirely.
But 'VOD' simply assumes I will not claim the item back if I get a loan, and hastily just shells out a negative trust and staining my name.
How is that fair?
I saw the thread which you had opened and I am afraid to say that this type of collaterals are not accepted as valid ones. This is a bitfinex account and these accounts can be social engineered back to the original owner.
In case you do default your loan and then the lender is stuck with this collateral they have no way of making it back. Rather if you offered the Ripple coins as collateral then probably it would be valid and such negative rating would not be given to you.
In any case I am also giving you a negative trust because I dont trust people like you who are planning of defaulting a loan using a recoverable collateral.