No, not really. Just don't just your mind too soon or too frequently.
Anyway just a bit of wisdom, why not invest it to something that the returns can make you buy phone?
Like instead of directly buying the phone, do trading or maybe you got some rig to mine for it. And the profit goes to the phone. I know some rich bitcoin guys are willing to help you.
nah, i'm just fine with 0.03 btc. Thanks anyways.
Update:
I am also still waiting for the 0.03 loan, so if anyone cares feel free. I will message you my account.