Well it's time for Bitpay and others to create a way to use cryptocurrency without touching the Visa network. Hopefully this should spur innovation.
This is not a new thing already since there are existing services and projects dedicated to create a way to use cryptocurrency without touching the Visa network. The only problem is that they are not being used that much because of few sites using their services to accommodate crypto users. In fact, all coins in the market can be used to transactions without touching Visa network but only a few shops accept them as payment for transactions.