I would say: There is no way for ripple to reach 10$. Why? Because this coin don't fits in crypro standarts and in these standarts I mean decentralization, privacy and etc. This coin is the least decentralised so why will people invest a lot in it? While we have ether and btc, decentralized and well developed coins.
Fiat is better than ripple, yes, that's my opinion.
your opinion's shit