How is sMerit created for members who aren't merit sources?
Currently, the merit I have is from my activity over the past year, what happens when i spend all of this sMerit?
This information is all over the forum, in threads related to merit, in many questions answered... every couple of merit you receive, you will get a sendable merit (smerit), just read the rules.
The only thing I've seen so far about gaining sMerit is this
If someone sends you 1 merit, the 0.5 sMerit is not wasted; it is just not shown until you get another merit point.
which isn't very thick on details, however, I think i have a basic understanding of how this works now, closing the thread.