Even if this was true, you aren't even putting any effort in writing a decent proposal for the loan.
How do you expect anyone to even consider lending you any money...
I know I goofed up little bit, but we are human beings and we make mistakes. That's not a reason to reduce my rating.
Why is it so hard to believe or have faith on people here? All are not spammers.
I did not reduce your rating, I merely noticed 2 topics from different users having the same Skype account and made note of it to inform people.
I also don't know if it was a mistake or if you're a scammer, but it does raise a lot of red flags.
