So what advice can you offer? I am just throwing out a comment so I can get some input.
I think you need the advice from professional business attorneys and accountants familiar with international finance regulation, banking, and compliance requirements in all the countries involved, for starters.
China's requirements may be among the most onerous, so getting competent advice from a professional about money service regulations and compliance in that jurisdiction would be especially important.
It feels like you had just said the monetary equivalent of.... "... trying to come up with a DIY design and construct a new kind of nuclear reactor in my basement, to sell 'lectricity. any suggestions?".