anyone ever sought a home loan via btc

I'm under contract to buy a home in AZ, contingent on obtaining financing. I'm considering seeking a BTC loan instead. If I go this route, obviously I expect the lender to hold title as collateral same as a bank would and for me to go through the same qualification process.

So why not go through a bank?

I'm self-employed. Banks average your last two years income. If I was a w2 employee, they would go off my last 30 days paystubs and I would be in like Flynn. My two year returns look low because I desire to pay as little income tax as possible, which is a conflict for a bank that wants to see you make as much as possible. Prior to the housing crash, I would have done a stated income loan with my good credit but that type of loan program is unavailable because it was the scapegoat for the last housing crisis.

The house I'm trying to buy is a site built home constructed in 2006. The seller wants out soon and so the house comps out well. I'm buying it for $129,900 and expect the appraisal to be at least $145,000 due to being on a larger lot than the comps, which have sold higher than this one. I'm getting a good deal because this time of year is slow for real estate and the seller priced for a quick sale.

Any loan would have to be pegged to USD because I expect BTC to keep rising and I'm not paid in BTC. This is not a loan request at this point but would look at any terms proposed.