than other fiat money
This is the kicker right here. If you compare ripple to fiat, sure it's more 'secure' but how about if you compare it to other cryptocurrencies with more anonymity like dash or monero?
people still holding those 2$ ripple i see....
Not me. Never have and never will.
Sure. Centralised currency that can never go above 3 USD because the company dumps it instantly...
And this is why I don't own any. There are so many cryptos to choose from if you're concerned about sending money when crossing borders that ripple seems like just an awful choice. Even bitcoin would be so much better.