Recently, an XRP enthusiast contacted the US Securities and Exchange Commission to ask why the US Securities and Exchange Commission did not make a decision on XRP after classifying Bitcoin
BTC and Ethereum [ETH] as "non-safe."
In response to this question, Lisa Skrycki, a lawyer at the US Securities and Exchange Commission's Investor Education and Advocacy Office, said that the SEC has not used any cryptocurrency in the market as a security.
https://ambcrypto.com/sec-has-not-determined-whether-any-specific-cryptocurrency-may-be-deemed-a-security/