thatkid1 (OP)
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January 23, 2019, 03:34:41 AM |
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Hi, I need a loan of $500 USD to pay some bills. I would like to get loan through PayPal and repay back within 10 days through the same. I will be paying interest for the same as BTC/ eth.
If anyone is comfortable to do this without collateral, let me know. You can contact me here or on telegram.
Thanks
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Stockr.co
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January 23, 2019, 04:20:27 AM |
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Twitter pro gaming not working out? Go do uber or postmates and catch up on your bills.
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thatkid1 (OP)
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January 23, 2019, 05:33:53 AM |
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Twitter pro gaming not working out? Go do uber or postmates and catch up on your bills.
Well, my clients were icos and the market is down at the moment. Times are tough, no car here man. This is my first time loan here, credit score is messed up at the moment, so taking a loan from local bank would be time consuming. I'm trying my luck. I think paying through PayPal would be easier for lender as the amount is protected. My PayPal is verified and 7 year old. Isn't it good deal for a lender?
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Parodium
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January 23, 2019, 09:09:02 AM |
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Since you've mentioned your clients are ICOs, how will you be able to repay the loan in 10 days? Odds are your ICOs will not pay out by then as they're well known for delaying things due to "poor market conditions."
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condoras
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January 23, 2019, 11:53:25 AM |
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This is my first time loan here, credit score is messed up at the moment, so taking a loan from local bank would be time consuming.
You think that your "score"/trust here is better to justify asking a loan? I'm trying my luck. I think paying through PayPal would be easier for lender as the amount is protected. My PayPal is verified and 7 year old. Isn't it good deal for a lender?
You think wrong. Paypal doesn't secure lender's money, no matter how old the account is. You can cancel the payment at any time after you get the BTC. So how is this a good deal for the lender? This can be good only for your side. Btw if you want to try your luck, play some dice and lock this thread.
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| | . .Duelbits. | │ | ..........UNLEASH.......... THE ULTIMATE GAMING EXPERIENCE | │ | DUELBITS FANTASY SPORTS | ████▄▄▄█████▄▄▄ ░▄████████████████▄ ▐██████████████████▄ ████████████████████ ████████████████████▌ █████████████████████ ████████████████▀▀▀ ███████████████▌ ███████████████▌ ████████████████ ████████████████ ████████████████ ████▀▀███████▀▀ | . ▬▬ VS ▬▬ | ████▄▄▄█████▄▄▄ ░▄████████████████▄ ▐██████████████████▄ ████████████████████ ████████████████████▌ █████████████████████ ███████████████████ ███████████████▌ ███████████████▌ ████████████████ ████████████████ ████████████████ ████▀▀███████▀▀ | /// PLAY FOR FREE /// WIN FOR REAL | │ | ..PLAY NOW.. | |
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thatkid1 (OP)
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January 23, 2019, 12:11:16 PM |
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Since you've mentioned your clients are ICOs, how will you be able to repay the loan in 10 days? Odds are your ICOs will not pay out by then as they're well known for delaying things due to "poor market conditions."
Absolutely true, I'm no longer considering those tokens as my primary source of income. I haven't even got the payments for projects I worked on October, November. Iwork as a freelance programmer and the I'm expecting the repayment from that paycheck. 10 days includes some buffer as well. But have to pay bills to get some peace of mind and move things.
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thatkid1 (OP)
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January 23, 2019, 12:21:09 PM |
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This is my first time loan here, credit score is messed up at the moment, so taking a loan from local bank would be time consuming.
You think that your "score"/trust here is better to justify asking a loan? I'm trying my luck. I think paying through PayPal would be easier for lender as the amount is protected. My PayPal is verified and 7 year old. Isn't it good deal for a lender?
You think wrong. Paypal doesn't secure lender's money, no matter how old the account is. You can cancel the payment at any time after you get the BTC. So how is this a good deal for the lender? This can be good only for your side. Btw if you want to try your luck, play some dice and lock this thread. Well, I may not eligible for $500 short term loan on a typical credit underwriting. If I goes offline, my credit score is not that great. If I go typical bitcointalk, my account is not that established for a collateral fee loan. The process in my mind was little different. The lender pay me $500 through PayPal, I will issue a refund within 10 days. I will be sending the interest as eth/ btc. The lenders capital is protected with PayPal. He won't loss a single penny even in waste case. I will be paying a decent amount as interest for the hassle. I have worked on credit underwriting tech for sometime. From my understanding, the lender is only risking his interest. Could you share your point of view?
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zazarb
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January 23, 2019, 12:46:34 PM |
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This is my first time loan here, credit score is messed up at the moment, so taking a loan from local bank would be time consuming.
You think that your "score"/trust here is better to justify asking a loan? I'm trying my luck. I think paying through PayPal would be easier for lender as the amount is protected. My PayPal is verified and 7 year old. Isn't it good deal for a lender?
You think wrong. Paypal doesn't secure lender's money, no matter how old the account is. You can cancel the payment at any time after you get the BTC. So how is this a good deal for the lender? This can be good only for your side. Btw if you want to try your luck, play some dice and lock this thread. Well, I may not eligible for $500 short term loan on a typical credit underwriting. If I goes offline, my credit score is not that great. If I go typical bitcointalk, my account is not that established for a collateral fee loan. The process in my mind was little different. The lender pay me $500 through PayPal, I will issue a refund within 10 days. I will be sending the interest as eth/ btc. The lenders capital is protected with PayPal. He won't loss a single penny even in waste case. I will be paying a decent amount as interest for the hassle. I have worked on credit underwriting tech for sometime. From my understanding, the lender is only risking his interest. Could you share your point of view? So this method is pretty safe, but keep in mind that lender should sent money as for service, so your loan will cost additional ~3.5%.
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thatkid1 (OP)
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January 23, 2019, 12:55:52 PM |
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This is my first time loan here, credit score is messed up at the moment, so taking a loan from local bank would be time consuming.
You think that your "score"/trust here is better to justify asking a loan? I'm trying my luck. I think paying through PayPal would be easier for lender as the amount is protected. My PayPal is verified and 7 year old. Isn't it good deal for a lender?
You think wrong. Paypal doesn't secure lender's money, no matter how old the account is. You can cancel the payment at any time after you get the BTC. So how is this a good deal for the lender? This can be good only for your side. Btw if you want to try your luck, play some dice and lock this thread. Well, I may not eligible for $500 short term loan on a typical credit underwriting. If I goes offline, my credit score is not that great. If I go typical bitcointalk, my account is not that established for a collateral fee loan. The process in my mind was little different. The lender pay me $500 through PayPal, I will issue a refund within 10 days. I will be sending the interest as eth/ btc. The lenders capital is protected with PayPal. He won't loss a single penny even in waste case. I will be paying a decent amount as interest for the hassle. I have worked on credit underwriting tech for sometime. From my understanding, the lender is only risking his interest. Could you share your point of view? So this method is pretty safe, but keep in mind that lender should sent money as for service, so your loan will cost additional ~3.5%. Yes, the lender will get $500 with interest. Any other charges will be taken care by me. I will be getting paid as PayPal, avoiding round trips to bank and forth can save more than that.
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condoras
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January 23, 2019, 02:50:21 PM |
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Well, I may not eligible for $500 short term loan on a typical credit underwriting. If I goes offline, my credit score is not that great. If I go typical bitcointalk, my account is not that established for a collateral fee loan.
The process in my mind was little different. The lender pay me $500 through PayPal, I will issue a refund within 10 days. I will be sending the interest as eth/ btc. The lenders capital is protected with PayPal. He won't loss a single penny even in waste case. I will be paying a decent amount as interest for the hassle.
I have worked on credit underwriting tech for sometime. From my understanding, the lender is only risking his interest. Could you share your point of view?
I thought you want it the other way around and i misunderstood it, so my apologies for my previous post. ![Lips sealed](https://bitcointalk.org/Smileys/default/lipsrsealed.gif) As zazarb state, this is a deal safe enough for the lender. Nevertheless, from my point of view, PP isn't the best way to deal when it comes to loans...
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| | . .Duelbits. | │ | ..........UNLEASH.......... THE ULTIMATE GAMING EXPERIENCE | │ | DUELBITS FANTASY SPORTS | ████▄▄▄█████▄▄▄ ░▄████████████████▄ ▐██████████████████▄ ████████████████████ ████████████████████▌ █████████████████████ ████████████████▀▀▀ ███████████████▌ ███████████████▌ ████████████████ ████████████████ ████████████████ ████▀▀███████▀▀ | . ▬▬ VS ▬▬ | ████▄▄▄█████▄▄▄ ░▄████████████████▄ ▐██████████████████▄ ████████████████████ ████████████████████▌ █████████████████████ ███████████████████ ███████████████▌ ███████████████▌ ████████████████ ████████████████ ████████████████ ████▀▀███████▀▀ | /// PLAY FOR FREE /// WIN FOR REAL | │ | ..PLAY NOW.. | |
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thatkid1 (OP)
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January 23, 2019, 03:27:57 PM |
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Well, I may not eligible for $500 short term loan on a typical credit underwriting. If I goes offline, my credit score is not that great. If I go typical bitcointalk, my account is not that established for a collateral fee loan.
The process in my mind was little different. The lender pay me $500 through PayPal, I will issue a refund within 10 days. I will be sending the interest as eth/ btc. The lenders capital is protected with PayPal. He won't loss a single penny even in waste case. I will be paying a decent amount as interest for the hassle.
I have worked on credit underwriting tech for sometime. From my understanding, the lender is only risking his interest. Could you share your point of view?
I thought you want it the other way around and i misunderstood it, so my apologies for my previous post. ![Lips sealed](https://bitcointalk.org/Smileys/default/lipsrsealed.gif) As zazarb state, this is a deal safe enough for the lender. Nevertheless, from my point of view, PP isn't the best way to deal when it comes to loans... Well, Paypal is safe for lender as AAA rated mortgages as he is effectively offloading the risk to PayPal. But don't hope to run a million dollar loan book over PayPal 😁
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thatkid1 (OP)
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January 23, 2019, 04:50:26 PM |
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Well, thanks for the negative trust. I wish they could have spend some time on reading the thread to understand my proposal and the purpose of collateral.
The loan request is equivalent as a loan request with 100% value as collateral.
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thatkid1 (OP)
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January 24, 2019, 01:18:43 AM |
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Still looking for loan. If anyone interested in helping a brother out, let me know.
I have explained the process here, and your money is safe. If you can take a temporary credit of $500 from your credit card for 10 days, it is a quick way to make a $50.
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shasan
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January 24, 2019, 01:46:35 AM |
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So this method is pretty safe, but keep in mind that lender should sent money as for service, so your loan will cost additional ~3.5%.
The method is 100% safe for the lender only if the borrower repay. As it is collateral free loan there is almost no chance to be repaid as Op has no reputation and not high ranked profile rather already received negative tag by DT.
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| | . .Duelbits. | │ | ..........UNLEASH.......... THE ULTIMATE GAMING EXPERIENCE | │ | DUELBITS FANTASY SPORTS | ████▄▄▄█████▄▄▄ ░▄████████████████▄ ▐██████████████████▄ ████████████████████ ████████████████████▌ █████████████████████ ████████████████▀▀▀ ███████████████▌ ███████████████▌ ████████████████ ████████████████ ████████████████ ████▀▀███████▀▀ | . ▬▬ VS ▬▬ | ████▄▄▄█████▄▄▄ ░▄████████████████▄ ▐██████████████████▄ ████████████████████ ████████████████████▌ █████████████████████ ███████████████████ ███████████████▌ ███████████████▌ ████████████████ ████████████████ ████████████████ ████▀▀███████▀▀ | /// PLAY FOR FREE /// WIN FOR REAL | │ | ..PLAY NOW.. | |
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tim-bc
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January 24, 2019, 04:30:04 AM |
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Unless you have a FICO score of at least 640 you won't find anyone offering uncollateralized loans
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Ignore scammers on Skype, Telegram, etc. I will only ever contact you via forum PMs. See profile for fingerprint.
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thatkid1 (OP)
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January 24, 2019, 05:38:50 AM |
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So this method is pretty safe, but keep in mind that lender should sent money as for service, so your loan will cost additional ~3.5%.
The method is 100% safe for the lender only if the borrower repay. As it is collateral free loan there is almost no chance to be repaid as Op has no reputation and not high ranked profile rather already received negative tag by DT. No, if the borrower failed to repay, lender can do PayPal dispute and get back the money. That negative tag doesn't mean anything, as I got it for asking this loan. But it doesn't give anonymity as crypto as both the lender and borrowr have to use PayPal account which linked to real identity.
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thatkid1 (OP)
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January 24, 2019, 05:43:43 AM |
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Unless you have a FICO score of at least 640 you won't find anyone offering uncollateralized loans
Well, I live in a third world country. My credit score more than that, but applying a offline loan will take a hit on that and time consuming as well. The process of taking a loan of $500 and $5000 is almost same here. Will take more than a week and lots of documentation.
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VINSIN
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January 24, 2019, 11:59:04 AM |
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Unless you have a FICO score of at least 640 you won't find anyone offering uncollateralized loans
Well, I live in a third world country. My credit score more than that, but applying a offline loan will take a hit on that and time consuming as well. The process of taking a loan of $500 and $5000 is almost same here. Will take more than a week and lots of documentation. you live in the wrong side of the world, if you have an working contract at least in my country they give you a loan right on spot. tho, looking forward to see if you will get the loan or not, as i told you on telegram, maybe i can help you out tomorrow with something
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