Need a short-term Bitcoin loan as my bank transfer will not be available until Thursday.
Payback by Thursday evening (EST US) at 5 percent interest
Since any future income doesn't consider as valid collateral, I suggest either offer something valid or better, wait until you get paid.
Not a long-term user of the site but very prompt & trustworthy
Sorry to say this but you are not even near to trustworthy. You are a newbie thus a total stranger. The only thing that can be trusted is valid collateral.