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Author Topic: [Pre-ANN] Paymento - Reclaiming Crypto's Original Promise as a Payment Medium  (Read 33 times)
paymento (OP)
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May 07, 2024, 07:20:33 PM
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🚀 Secure, Non-Custodial Crypto Payment Gateway with DeFi-Based Buy Now, Pay Later Feature 🚀

As cryptocurrency continues to evolve primarily as an investment vehicle, its potential as a revolutionary payment method remains largely untapped. Paymento is committed to realigning crypto with its foundational purpose — as a secure, efficient, and accessible medium of payment. Our non-custodial crypto payment gateway allows users to control their digital transactions securely and conveniently, leveraging the power of blockchain technology.



Why Paymento?

  • Non-Custodial Freedom: Uphold the fundamental blockchain principle of autonomy by retaining full control over your funds.
  • Ease of Use: Our platform is designed to simplify crypto transactions for everyone, ensuring security without complexity.
  • Support for Multiple Cryptocurrencies: Supports of the most popular blockchains, Initially supporting Bitcoin and Ethereum Testnets to test the platform and more blockchain main networks will be supported at the time of launch
  • Innovative Payment Options: Introducing 'Buy Now, Pay Later' within the crypto payments to provide financial flexibility.



Key Features

  • Direct Transactions: Execute secure, intermediary-free wallet-to-wallet transactions.
  • Buy Now, Pay Later (BNPL) Using DeFi Protocols: Integrating BNPL options through decentralized finance protocols, providing users with options for managing payments over time without compromising on security.
  • Transparent Fees: Full disclosure of fees upfront — no surprises or hidden charges.
  • Community-Driven: Emphasizes community involvement and decision-making in the development and direction of the project.
  • Stablecoins Support: Paymento supports stablecoins on various blockchains, enabling merchants to accept risk-free crypto assets with ease.
  • Non-custodial Point of Sale (PoS): Expanding crypto beyond online transactions, our non-custodial PoS system allows for physical retail transactions, ensuring that cryptocurrency payments are as versatile and accessible as traditional payment systems.



Roadmap
2024: Foundation, Development, and Public Launch

  • Q1-Q2: Set up technical infrastructure and launch beta platform for community feedback. Conduct security audits and iterative testing to enhance platform reliability.
  • Q3-Q4: Official public launch of the non-custodial Paymento gateway on the mainnet. Conduct Token Generation Event (TGE) and develop strategic partnerships to broaden platform utility. Initiate community engagement programs like airdrops and staking rewards. Begin acquisition of crypto merchants to expand market presence.

2025: Expansion and Scalability

  • Q1-Q2: Extend support to additional blockchain networks and integrate decentralized finance protocols for real-time merchant transactions. Launch a global marketing campaign to boost visibility and user acquisition. Begin beta testing of the Buy Now, Pay Later (BNPL) options with a limited number of merchants to refine and perfect this service.
  • Q3-Q4: Transition to a decentralized governance model, enabling token holder voting on key decisions. Roll out advanced features including the fully operational decentralized BNPL options and POS solutions for physical retailers.

2026 and Beyond: Innovation and Sustainability
Continue innovating with emerging technologies such as layer 2 solutions and AI for enhanced fraud detection. Implement sustainability initiatives focusing on the environmental impact of blockchain operations.


Tokenomics

We are excited to announce the future launch of our native token, PMO, post-beta testing. This token will be integral to facilitating transactions, rewarding community engagement, and providing governance opportunities within the Paymento ecosystem.

  • Token Supply: Maximum 700 Million PMO tokens.
  • Utility: Reduced fees, engagement rewards, and governance participation in Paymento’s future.



Team

Our team comprises seasoned professionals with deep roots in fintech, cybersecurity, and blockchain, united by a shared vision to fulfill cryptocurrency's true potential as a daily transaction medium.

Join Our Community


We invite you to join us on this transformative journey.  We welcome and value community feedback and suggestions and believe in a community-driven journey to create the best payment solution for everyone!
paymento (OP)
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May 16, 2024, 02:43:38 PM
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We're excited to share an exclusive opportunity for you to get involved with Paymento more deeply and have your questions answered directly by our team. Join us for a special Ask Me Anything (AMA) session where our founders will be available to discuss everything from our technology to future plans and how we envision transforming the crypto payment landscape.

AMA Details:

Date: 23th May 2024
Time: 11:00 AM EDT time
RSVP: https://lu.ma/ts9d58x6

Capacity for this AMA is limited, and participation will be on a first-come, first-serve basis. We encourage you to join early to ensure you have a spot. This is your chance to ask us anything—from technical questions about our non-custodial gateway to queries about our roadmap and any upcoming features.

Whether you're a seasoned Paymento follower or new to our project, we value your insights and questions. We're here to be transparent and engage with our community—your input is crucial to our mutual success!

👉 Don’t miss this chance to connect directly with the Paymento leadership and gain insights that aren't available anywhere else. Mark your calendars and prepare your questions!

We look forward to seeing you there and discussing exciting things together.

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