Don't be afraid of a neutral tag. They practically do not bear any consequences for the user. But some managers who accept a user into their subscription company sometimes pay attention to them and may ask the user to clarify the situation with the one who left the neutral tag.
Recently, users using AI tools have been tagged with a neutral tag. This serves as a warning to managers to decide for themselves whether they need such a user.
But if you look at my profile, then the neutral tag says that I am not going to take loans on the forum, and this serves as a kind of security.
Therefore, neutral tags should always be considered individually.
Also neutral tag could also be used for a good remark, maybe not good enough to be positive. But these days we hardly have those kinds of feedback. Some people don't even use neutral anymore but they'll jump to negative. And some gives neutral tags with strong words making it look like negative tag.
OP, if you don't intend to scam or cheat the community, I don't think you should be scared of negative tags. No one gives negative tags without reasons unless people obsessed by DT power.