Hello,
Central Bank Digital Currency (CBDC):
While the Federal Reserve has not yet made a decision on implementing a CBDC, they have been actively researching its potential benefits and risks.
A CBDC would be a digital liability of a central bank, widely available to the public. Unlike existing forms of money, a CBDC would be the safest digital asset, free from credit or liquidity risk.
The U.S. dollar currently relies on physical currency (Federal Reserve notes), but a CBDC could enhance the efficiency of digital payments.
Crypto as Reserve Assets:
https://www-mypascoconnect.comAccording to a survey by UBS, around 85% of central bank reserve managers do not expect cryptocurrencies to replace gold in their currency reserves.
While some experts recommend BTC, TRX, and SOL as potential reserve assets, central banks remain cautious about their adoption.
Purpose of Crypto Reserves:
Your point about governments and central banks using crypto as reserves is intriguing. By holding crypto, they could potentially mitigate inflation risks.
Selling crypto when needed aligns with the purpose of these assets, allowing flexibility in managing financial needs.
Discussion and Learning:
It’s essential to engage in respectful discussions and learn from different perspectives. The crypto landscape evolves rapidly, and diverse viewpoints contribute to a better understanding.
Best Regards
davidbland889