The economy of having children

[davis196]

In my country, it is pretty common for parents to have kids then think that their kids are their hope. That is because they get kids without being financially ready for it yet and then they just eventually hope that when their kids grow up they will be the ones to build wealth for them. But is having kids the reason why people end up financially worse over the years? Do not get me wrong, kids are a blessing but realistically speaking they are expensive. Is it fair to yourselves and to the kids to have kids just to leave it up to them to be wealthy and let them grow up through hardships?

I don't want to have children because:
1.Raising children is very expensive.
2.You have to get a woman first, and not just any woman, but a woman, who will be by your side for the rest of your life. "Divorce rape" is a common thing in the western world and nobody would want to ruin his life in a toxic marriage and end up losing half of his assets in a divorce.
3.Thinking that you kids will take care of you financially seems like a little bit of a stretch to me. Your kids will have mortgages to pay and they might also have their own kids(and raising children is expensive).
I can assume that you live in a traditionalist country with a higher birthrate. I have the feeling that things will change in the more traditionalist countries and inflation would slowly ruin the birthrates there.

[Bd officer]

However, people must have children, having more children is never a bad, rather it is better, we know very well what the current era is like, can you give any guarantee that if you have a child, your child will walk a good path in life? We have seen how the current youth society is moving towards destruction, so there is no guarantee that this future will not be even more terrible, so if we have 3 or 4 children, the advantage is that even if someone goes down a bad path, one child will definitely be good, not all of them will be bad, so you should at least think about this issue and your future in old age and then decide to having children or not, because in old age you will have to rely on your children.

You should not rely only on children in your old age, because there are many people who have 3-4 children but have to earn in their old age, because their children do not want to take responsibility for them. So at a young age you have to earn more and save money and invest. If you have enough investment and savings, you don't have to rely on anyone.
And everyone should have children according to their financial condition, which you don't have to face financial crisis to raise your children.

[Obulis]

Very profound and important observation...
This case is the same in my environment(country)(as in seeing children as solution to financial problems). Children can be a great motivator, but specifically seeing or thinking them as a financial strategy is a risk of its own. This will place an unfair stress on them and somehow to a great extent imply repeated cycle of financially inability.
As blessing as kids are, they're serious responsibility so striving for financial flow (s) beforehand is lovely
Building a steady financial ground is paramount but
When is it enough to start having kids?
I don't have any direct answer
But to answer the question, personal lifestyle, environment/nation, the would be spouse(partner) and other factors i believe should be thoroughly considered.
A certain preparation is necessary to make sure children are not necessarily or in any way envisioned as solution to financial lack.

[Lanatsa]

In my country, it is pretty common for parents to have kids then think that their kids are their hope. That is because they get kids without being financially ready for it yet and then they just eventually hope that when their kids grow up they will be the ones to build wealth for them. But is having kids the reason why people end up financially worse over the years? Do not get me wrong, kids are a blessing but realistically speaking they are expensive. Is it fair to yourselves and to the kids to have kids just to leave it up to them to be wealthy and let them grow up through hardships?

I don't want to have children because:
1.Raising children is very expensive.
2.You have to get a woman first, and not just any woman, but a woman, who will be by your side for the rest of your life. "Divorce rape" is a common thing in the western world and nobody would want to ruin his life in a toxic marriage and end up losing half of his assets in a divorce.
3.Thinking that you kids will take care of you financially seems like a little bit of a stretch to me. Your kids will have mortgages to pay and they might also have their own kids(and raising children is expensive).
I can assume that you live in a traditionalist country with a higher birthrate. I have the feeling that things will change in the more traditionalist countries and inflation would slowly ruin the birthrates there.

A lot of places parents see kids as some kind of safety net for their old age but honestly that mindset can be unfair both to the parents and to the kids kids are blessings like you said but they are also a big financial responsibility and if someone isn’t prepared for that responsibility then the result is often more hardship for everyone involved. Raising a child takes more than just love it takes food clothes healthcare education and those things are not cheap in today’s world the cost keeps going up with inflation so if a parent brings kids into the world hoping they will later solve the financial struggles that’s basically shifting the burden forward and it can put a lot of pressure on the child once they grow up.

And yeah your second point is also real in the modern world it’s not just about affording kids it’s about finding a partner you can trust to go through all those years with you the risks of divorce broken families or toxic relationships are high in some places and that makes it even harder because the child grows up in a tough emotional environment as well as a financial one. The idea that kids will definitely take care of their parents is becoming outdated too because like you said those same kids will have their own bills mortgages and families so expecting them to shoulder everything is a gamble some will do it out of love and duty but others simply won’t be able to even if they wanted to. And i also agree with the point about traditionalist countries the pressure to have many kids is still strong there but over time inflation rising costs and modernization will lower birth rates just like it did in western countries once the reality sets in that raising kids is not just a family duty but a huge economic challenge more people will either delay having kids or decide not to at all.

[Leahized]

But mostly some parents feels having childrens is one of good way to out from poverty that because someday they hoping their childrens can be wealth and improved their financial condition and for some countries this became an common culture so, that's why when the people got married their goal is want to have kids but this is wrong because in reality i have seen some families struggle for their economy condition because having too many childrens

Yes, it is true that if the number of children in a family is high, then there are many problems financially. But if you consider as a father, then it is not to you. Because what you do is for the good of the children. But our first responsibility is to educate every child in well -educated well -educated. Although these are not just done in school establishments. From use to the first responsibility of the parents. If every child grows up. Then they must take care of the world and try to change the current situation. Since they have seen parents suffer since childhood and have grown up in a lot of trouble. So they will never invalidate parents. Moreover, it is very natural for every man and woman to marry. And they all want them to have a small family. Where everyone can be mixed with laughter. Yes, it is exactly the family I have seen that they have more children because they are economically frosty.

[ndutndut]

In my country, it is pretty common for parents to have kids then think that their kids are their hope. That is because they get kids without being financially ready for it yet and then they just eventually hope that when their kids grow up they will be the ones to build wealth for them. But is having kids the reason why people end up financially worse over the years? Do not get me wrong, kids are a blessing but realistically speaking they are expensive. Is it fair to yourselves and to the kids to have kids just to leave it up to them to be wealthy and let them grow up through hardships?

It must be admitted that living in this modern era having children especially many can be very troublesome especially given the increasingly expensive costs and everything now requires money. This is different from the past. Even in my area having many children was a matter of pride but with the changing times having children has become a burden especially financially. Therefore the government in my country has implemented a program where two children are enough by encouraging wives to use family planning (KB).

If you are a financially stable parent, having children is an investment for the future. By having children, I mean having an heir. However if you are not financially strong, it is better to postpone having children. I don't mean don't have children, but postpone having children. In other words before having children you must prepare financially better. This is to ensure your children's future.

[₿itcoin]

In my country, it is pretty common for parents to have kids then think that their kids are their hope. That is because they get kids without being financially ready for it yet and then they just eventually hope that when their kids grow up they will be the ones to build wealth for them. But is having kids the reason why people end up financially worse over the years? Do not get me wrong, kids are a blessing but realistically speaking they are expensive. Is it fair to yourselves and to the kids to have kids just to leave it up to them to be wealthy and let them grow up through hardships?

you are right, children are indeed a blessing but raising them is definitely expensive and not a guaranteed retirement plan. You know, raising children from one to 17 years old costs parents millions of dollars, around $200k to $300k+. That's why I would say it's better not to have children without planning because it will increase the financial stress on the parents, hamper their mental health and have a huge impact on the children's future. Such planning can make families poorer over time. Also remember that in this day and age, adult children do not automatically help their parents later. How your children treat you will depend on your past family exchanges, culture, and capacity, not a promise you can cash in.

In my opinion, it's better not to expect children to make you rich. Plan, save, budget and make realistic choices about time and expenses so that you don't break them, or yourself. Yes, it may sound harsh but it's true.

[goldkingcoiner]

In my country, it is pretty common for parents to have kids then think that their kids are their hope. That is because they get kids without being financially ready for it yet and then they just eventually hope that when their kids grow up they will be the ones to build wealth for them. But is having kids the reason why people end up financially worse over the years? Do not get me wrong, kids are a blessing but realistically speaking they are expensive. Is it fair to yourselves and to the kids to have kids just to leave it up to them to be wealthy and let them grow up through hardships?

I think it is quite selfish for parents to have children as some sort of retirement investment. The children obviously want to help their parents in their old age but that should not be the plan from the beginning since the birth of the child.

"You were born to be my insurance". That does not sound like a loved child.

Kids should only be had if you have the money and the desire. But not out of any superficial reasons such as financial, like some sort of lottery ticket.

[sana54210]

Having children is economically a big mistake, that part is true. But nobody has kids for financial reasons anymore, not that much at least. Sure, back in the day in old times people would have kids so that they would end up working on their farms together, that was a good reason, and people would have vast farms where them and their kids all would work together.

However, nowadays we do not have that, we are all mostly in a city, so why would we need 5 kids, there is no more "need", it's all about wanting. And we still want kids, just not as much as we used to. The birth rate shows that the world has less population nowadays, the replacement rate isn't enough, and that means not only we have less kids, we have more deaths and that is going to cause population to shrink.

[kryptqnick]

Children are not a way to improve their parents’ financial situation, and that's a wrong choice to have them.
Parents bring kids into this world and are thus obliged to support them, cover their basic needs, help them develop and prosper. Kids, on the other hand, never asked to be born and don't have an obligation toward their parents.

True care means giving children the freedom to learn, make mistakes, and build their own path—not expecting them to become an extension of someone else’s dream.

[Stablexcoin]

Parents don't see children as last hope of becoming wealthy, there is no bad feeling of counting on your children to help out in your old age. Most parents raise their children, give them the best education and best training despite not being financially capable enough, it takes a lot to raise a child and hoping on your children to care for you at an old age isn't a bad idea.

Children are blessings, and it shouldn't be bad receiving those blessings during old age after giving them the best you can at an early age. One good turn should deserve another, based on the sacrifices of parents, every child should take it as a responsibility to care for their older parents.

[Synchronice]

I think my opinion on children is going to bury vastly from the vast majority of people here and the simple fact if it comes down to, I see what my friends and family spend on their children and holy shit I’ve been bringing a life into the worlds, beautiful thing, but isn’t it a beautiful thing to be able to live a much more comfortable Life yourself?

I think that since my DNA managed to reach 2025 year, it's my duty to leave someone who will continue the existence of my DNA in this world. It's probably not the most beautiful world but I don't want my to be the reason of the disappearance of my DNA.
By the way, much more comfortable life can be achieved if you have a good wife who also works and doesn't yell you to buy things for her all the time. You pay the rent together, you give gifts to each other. In the best case, both of you achieve greater things together and start your own business and so on. Then you two grow kids together and enjoy the life. In your 20s and 30s, it might not make sense but you want to live in your 40s and 50s and more, right? When you are older and live alone, there is no one at your house who loves you and hugs you, is a terrible life to my mind.

Why do we study in our teen ages? Because we want to have a good future, instead of playing in the yard, we do things what we love (studying math) for our future. That's why people marry in their 20s and 30s, to have a good future.

[Abdulzuruku01]

Children are not a way to improve their parents’ financial situation, and that's a wrong choice to have them.
Parents bring kids into this world and are thus obliged to support them, cover their basic needs, help them develop and prosper. Kids, on the other hand, never asked to be born and don't have an obligation toward their parents.

True care means giving children the freedom to learn, make mistakes, and build their own path—not expecting them to become an extension of someone else’s dream.

Sadly that's what majority of parents practice, it's what they learnt from their parents they have transferred to their children. During their own time, their parent trained their children to school with their hard earn wages and salary with hope to make them better so that when they grow to have their jobs, they can return the favour for their parents but today, things are not the same anymore.

Children of today learn their careers and development in different fields, some are now raw talent where they become musicians and actors and actress where the children put all their own life and time. The thing is some parents understand but some doesn't because they are stuck in the previous life of theit parents

[jems]

Parents don't see children as last hope of becoming wealthy, there is no bad feeling of counting on your children to help out in your old age. Most parents raise their children, give them the best education and best training despite not being financially capable enough, it takes a lot to raise a child and hoping on your children to care for you at an old age isn't a bad idea.

Children are blessings, and it shouldn't be bad receiving those blessings during old age after giving them the best you can at an early age. One good turn should deserve another, based on the sacrifices of parents, every child should take it as a responsibility to care for their older parents.

It's something that happens naturally, even though the parents never thought that way from the start. They are very sincere in developing their children to be successful, and every parent even wants their children to surpass them in everything they do. That's a parent's achievement.
Caring for parents in the future is a reciprocal process that occurs naturally. If parents have worked hard for their children, then in the future, the children will also do the same for their parents.

[Hammer_Summer]

It's something that happens naturally, even though the parents never thought that way from the start. They are very sincere in developing their children to be successful, and every parent even wants their children to surpass them in everything they do. That's a parent's achievement.
Caring for parents in the future is a reciprocal process that occurs naturally. If parents have worked hard for their children, then in the future, the children will also do the same for their parents.

I agree with this view. Parents are used to giving without the expectation of receiving anything back but when children grow up and do well, and it is natural to pay back parents. It is not to be regarded as a burden but rather as a reward to the sacrifices. Meanwhile love and respect are more important than money, since in old age many parents just need care, attention and presence. Therefore any financial assistance is welcome, but the main challenge is to ensure that they do not feel left out.

[Olatundespo]

In my country, it is pretty common for parents to have kids then think that their kids are their hope. That is because they get kids without being financially ready for it yet and then they just eventually hope that when their kids grow up they will be the ones to build wealth for them. But is having kids the reason why people end up financially worse over the years? Do not get me wrong, kids are a blessing but realistically speaking they are expensive. Is it fair to yourselves and to the kids to have kids just to leave it up to them to be wealthy and let them grow up through hardships?

Parents love for their children and all efforts to spend enough money to raise them and meet their basic needs should not be for the sake of getting anything from them. If the children start earning it can be an important encouragement for the parents. You must consider the issues of having children and increasing their number while maintaining financial stability, otherwise you will continue to be financially unstable which will lead to poverty.

Children are a blessing but over time you should take a decision after thinking about your financial situation and future. In my opinion, the number of children should be decided in such a way that you can properly raise them and provide them with the right environment to raise them.

[Nothingtodo]

In my country, it is pretty common for parents to have kids then think that their kids are their hope. That is because they get kids without being financially ready for it yet and then they just eventually hope that when their kids grow up they will be the ones to build wealth for them. But is having kids the reason why people end up financially worse over the years? Do not get me wrong, kids are a blessing but realistically speaking they are expensive. Is it fair to yourselves and to the kids to have kids just to leave it up to them to be wealthy and let them grow up through hardships?

Having children is expensive, but if you are childless, there will be no beauty, no happiness/peace in your family. Responsible parents work hard to meet the expenses of their children even when they have them, and they make the right decisions and plans and save for their children. I have seen many parents who were childless and had enough money but their family did not have peace because they did not have children. That is, if there is peace in the family, there is no need for money, that is, a responsible parent can feel happiness even in a low-income family if they have children.

[Powerjumboo]

In my country, it is pretty common for parents to have kids then think that their kids are their hope. That is because they get kids without being financially ready for it yet and then they just eventually hope that when their kids grow up they will be the ones to build wealth for them. But is having kids the reason why people end up financially worse over the years? Do not get me wrong, kids are a blessing but realistically speaking they are expensive. Is it fair to yourselves and to the kids to have kids just to leave it up to them to be wealthy and let them grow up through hardships?

No matter how expensive it is to raise a child, people still raise their children regardless of the cost. No one ever expects that they will get a big house, car, money, etc. from their children later. But a person has a lot of money, but if he does not have any children, then he is never a complete person. To live and survive as a human being, he definitely needs children because children are an infinite blessing from the Creator, which people are willing to take on no matter how much pain it is to get. Children should never be raised through hardship because when the Creator gives a child, the Creator gives all his sustenance to his parents. Therefore, a child is never a burden to a parent. A child is always the most valuable thing to a parent.

[marcus222]

I’m 40 years old and a parent of 8-year-old twins, and I can  say that parenthood is tough really tough. It’s damn rough if you don’t think ahead and take wise, calculated steps. Living in the USA, I work full time to support my family while also making sure I spend meaningful time with my kids.

To make it work, I’ve hired an au pair and pay $1,000 a month so that my kids get quality time and attention, along with some meal prep. It’s not easy or cheap, but these choices allow me to give them the childhood I always wanted for them a childhood filled with care, attention, and stability. For me, being a parent is about making deliberate choices so your children grow up feeling loved, supported, and able to thrive, even in a busy, demanding world.