... I have had the need to make international transactions to Fiat accounts, this have faced a lot limitations and I kind of thought that Bitcoin could play alternative, this way you load the wallet with Bitcoin and then be able to send fait to others bank accounts globally.
You don't need payment gateway, but an exchange that supports your bank. Well, some exchange supports WISE and SEPA transfers that could be use to transfer to your bank. But cons are, transactions won't reflect real time. While P2P is the other cheaper way to do it using some exchange p2p platform.
You may have misunderstood the point I was making, when I meant to say is that an apps that accept cryptocurrency and can allow me transfer to Fiat third party accounts, but then I have noticed that there are no platforms with such features yet, this were we believe talking about real cryptocurrency adoption, that reflect the mainstream not the ones that institutions are opening reserve positions, they just after the gains that come from Bitcoin.
I will continue to be on the lookout for such development that will change the phase of things around this industry.