A very important issue here. Most of humanity has been so conditioned to having a government or corporation "protect" them to the point of turning a blind eye even when they're being blatantly undermined, abused, and ripped off because they have never developed coping skills to protect themselves.
Bitcoin forces people off their knees and makes them have to take on the entire responsibility of security themselves, which is the correct way it should've always been handled...but for convenience, society began to hand it off to someone else on a trust.
Since Bitcoin requires as much trust and faith in others as what we mindlessly give to our banks, governments, escrow agents, and middle men of any nature, people shouldn't be so afraid to take on the job. The real difference is at the end of the day, 100% accountability of that responsibility lies with ourselves, and not the other guy we get to blame when SHTF.
This OP brought to mind the paradigm of people who suddenly realize they're on their own and how many people will be put off by the reality there is no central authority there to protect them, and conclude bitcoin is too risky, but the solution is the same. Accountability of Self is a scary thing for people brought up in servitude...
Removing central authorities and regulators and rule makers means we answer to ourselves and nobody else but we also give up the luxury of blaming someone else when our own carelessness or neglect makes us lose. That's the true test of maturity, responsibility, and adulthood.
Freedom is a dish best served with an intact spine