Bitcoin debit card for online payments

[voldy007]

Hi, I am looking for bitcoin debit card just for online payments.
I dont need physical debit card - I need the card just for internet payments.

I found https://xapo.com/
Have you used this service? Or can you please recommend me any other services like this?

Thank you, voldy

[turvarya]

What do you need a debit card for?
Just install a bitcoin client and go to an exchange to buy some bitcoins.
As long as you don't need bitcoin instantly, I wouldn't use anything else than an exchange to buy bitcoins(mostly takes about 2 days to get your bitcoin).

[voldy007]

What do you need a debit card for?
Just install a bitcoin client and go to an exchange to buy some bitcoins.
As long as you don't need bitcoin instantly, I wouldn't use anything else than an exchange to buy bitcoins(mostly takes about 2 days to get your bitcoin).

I need it for payments in all eshops which dont accept bitcoin.
Eshop accept just regular credit/debit card.

[turvarya]

What do you need a debit card for?
Just install a bitcoin client and go to an exchange to buy some bitcoins.
As long as you don't need bitcoin instantly, I wouldn't use anything else than an exchange to buy bitcoins(mostly takes about 2 days to get your bitcoin).

I need it for payments in all eshops which dont accept bitcoin.
Eshop accept just regular credit/debit card.

oh, ok, sorry, I got this wrong.
So, you load a debit card with bitcoins and when you pay with it, a third party converts that into USD?
I still don't get the advantage of that system. Wouldn't the third party still take their cut? Why not just load a debit card with USD?

[The Bad Guy]

I'am not sure about this man , but looking to their facebook page I would say it's legit.
btw , as I can see on the website there is a Physical card   you should give them a shoot then judge

Check this to learn more : http://youtu.be/Cf5JgYy4t8s

[raveldoni]

It's not safe to use unknown websites as you can't trust them with your money.

You should wait until some trusted and well known website start offering this service.

[qwerty555]

What do you need a debit card for?
Just install a bitcoin client and go to an exchange to buy some bitcoins.
As long as you don't need bitcoin instantly, I wouldn't use anything else than an exchange to buy bitcoins(mostly takes about 2 days to get your bitcoin).

I need it for payments in all eshops which dont accept bitcoin.
Eshop accept just regular credit/debit card.

oh, ok, sorry, I got this wrong.
So, you load a debit card with bitcoins and when you pay with it, a third party converts that into USD?
I still don't get the advantage of that system. Wouldn't the third party still take their cut? Why not just load a debit card with USD?

Hope this explains..the cost advantage is when u use it abroad..and/or in non US$ countries

https://bitcointalk.org/index.php?topic=736643.msg8554196#msg8554196

vs

https://bitcointalk.org/index.php?topic=775185.msg8743918#msg8743918

[turvarya]

What do you need a debit card for?
Just install a bitcoin client and go to an exchange to buy some bitcoins.
As long as you don't need bitcoin instantly, I wouldn't use anything else than an exchange to buy bitcoins(mostly takes about 2 days to get your bitcoin).

I need it for payments in all eshops which dont accept bitcoin.
Eshop accept just regular credit/debit card.

oh, ok, sorry, I got this wrong.
So, you load a debit card with bitcoins and when you pay with it, a third party converts that into USD?
I still don't get the advantage of that system. Wouldn't the third party still take their cut? Why not just load a debit card with USD?

Hope this explains..the cost advantage is when u use it abroad..and/or in non US$ countries

https://bitcointalk.org/index.php?topic=736643.msg8554196#msg8554196

vs

https://bitcointalk.org/index.php?topic=775185.msg8743918#msg8743918

Thanks.
Are you involved with Vapo?
I was asking about, if you can really save money by using Bitcoins when you are in another country, some time ago in a new thread, but didn't really get an  answer.
Do you maybe know, of some real case studies? The theory always sound nice, but I would be more interested about experiences people really made.
(I am also from an EUR-country so maybe something that involves EUR. )

[Pulley3]

It's not safe to use unknown websites as you can't trust them with your money.

You should wait until some trusted and well known website start offering this service.

What you should do is to google it and read some reviews about it. That way, if you really need to get one, then you know where to get it.

[qwerty555]

What do you need a debit card for?
Just install a bitcoin client and go to an exchange to buy some bitcoins.
As long as you don't need bitcoin instantly, I wouldn't use anything else than an exchange to buy bitcoins(mostly takes about 2 days to get your bitcoin).

I need it for payments in all eshops which dont accept bitcoin.
Eshop accept just regular credit/debit card.

oh, ok, sorry, I got this wrong.
So, you load a debit card with bitcoins and when you pay with it, a third party converts that into USD?
I still don't get the advantage of that system. Wouldn't the third party still take their cut? Why not just load a debit card with USD?

Hope this explains..the cost advantage is when u use it abroad..and/or in non US$ countries

https://bitcointalk.org/index.php?topic=736643.msg8554196#msg8554196

vs

https://bitcointalk.org/index.php?topic=775185.msg8743918#msg8743918

Thanks.
Are you involved with Vapo?
I was asking about, if you can really save money by using Bitcoins when you are in another country, some time ago in a new thread, but didn't really get an  answer.
Do you maybe know, of some real case studies? The theory always sound nice, but I would be more interested about experiences people really made.
(I am also from an EUR-country so maybe something that involves EUR. )

No I'm not involved with Xapo.

I think its a good idea and have had some feedback of satisfactory use in the Philippines with competitive charges.
Heres a test on a us$ level
http://www.coindesk.com/reviewed-xapos-bitcoin-debit-card/

if their r major problems with charges it will probably be on Reddit. there are mixed reviews but its barely over 2 months old so I expect teething problems will eventually be fixed.

My biggest beef is that the roll out of the cards is Sllllooooooow..so its really  hard to use if you havent got it yet LOL

edit ..and some more beefs with comment for and against

http://www.reddit.com/r/Bitcoin/comments/2cvggs/product_review_xapo_visa_debit_card/

[Elwar]

I am still waiting for my Xapo card...wish they would release them more quickly.

[turvarya]

I am still wondering about the fees involved:
Here they say, it is 3% for foreign currency, but what does that even mean, since USD is also a foreing currency, when you have bitcoin in your wallet?
I thought they are just taking the BTC-price of the currency and take a 1 % fee, like stated here:
http://help.xapo.com/94070-does-xapo-charge-a-fee-to-make-a-deposit
or does the 1% just apply when you buy Bitcoin, not when they convert bitcoin for you so you can pay with fiat?

[qwerty555]

I am still wondering about the fees involved:
Here they say, it is 3% for foreign currency, but what does that even mean, since USD is also a foreing currency, when you have bitcoin in your wallet?
I thought they are just taking the BTC-price of the currency and take a 1 % fee, like stated here:
http://help.xapo.com/94070-does-xapo-charge-a-fee-to-make-a-deposit
or does the 1% just apply when you buy Bitcoin, not when they convert bitcoin for you so you can pay with fiat?

when I last looked

http://media.coindesk.com/2014/08/xapo-debit-card-fee-schedule.png

The monthly fee has been removed or / refunded option.

if u buy goods/services in foreign currency..3% including btc to currency 1% ish charged to u  ( regular fees to merchant from visa not disclosed and not ur problem)

if u buy in us $  conversion cost of btc to us approx 1% i think depending on what exchange they use but u dont see that as a seperate item..its just the cost incurred on a regular exchange ...nothing else. this 1% is not charged to buyer for regular visa transactions in home country so u r 1% worse off if its a dollar transaction in the US but 2-5% better off if its a foreign transaction in non $  for the most part but im sure there may b the odd exception for illiquid currencies..

[The Bad Guy]

It's not safe to use unknown websites as you can't trust them with your money.

You should wait until some trusted and well known website start offering this service.

It should be safe since it's listed on bitcoin.org https://bitcoin.org/en/choose-your-wallet#