Has the person you sent the fiat to confirmed they have received the fiat from you? Are they willing to send the payback amount directly to the lenders address?
They confirmed they received the money yes...I can ask them if they'd be willing to send the payback directly to a lender if that were the lender's preferred way.
If they would agree to send .324
BTC to an address of my choice within 24 hours, and you agree to take responsibility (and pay me back) if they do not then I may be able to do this.
If they have received the fiat then why have they not yet released the bitcoin?