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[20150518]比特币将在丹麦无现金经济中发挥关键作用?
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Topic: [20150518]比特币将在丹麦无现金经济中发挥关键作用? (Read 355 times)
btcshop
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[20150518]比特币将在丹麦无现金经济中发挥关键作用?
May 18, 2015, 12:03:35 AM
#1
我们的社会正在逐渐向无现金化演变。一些欧洲国家正在尝试阻止人们使用现金支付商品和服务。但这一切似乎很正常,因为在金额出现改变的时候,现金交易似乎非常麻烦。处理现金交易的缺点都有一箩筐了,如果丹麦政府想在这件事情上有所作为,那么在不久的将来丹麦将会成为完全无现金的国家。
相比其他支付方式现金的缺点更多
很难想象,现金将不再是日常生活的一部分。相信大多数读者都经历过,我们使用现金比别人少,当然在某些情况下是因为没有可行的选择。就比如,从肉贩子那里买肉类食物,或者出去买饮料,在这些例子里大家仍然需要现金。
诚然,世界上就有那么几个国家,你可以用银行卡或信用卡购买所有的日常用品。但如果你停下来想想,这就等于建立了一个锁定的系统,在这个系统里你的资金的每一步都被银行控制。如果你开户的银行发生了技术故障,就不能用银行卡或信用卡付账了。但如果用现金,这样的情况将永远不会发生。
当你的现金丢失或被盗的时候,一切也就无法挽回了。另外,纸币并不是很难撕掉,这就使得在很多地方纸币是无效的。大火,狂风和水灾都可以摧毁你宝贵的法币,而你却无能为力。
综合这一系列问题,现金货币必然仅限于当地区域。例如,假如你居住在美国,你可以用美元支付一切你所需要的商品。但如果你前往加拿大、欧洲、又或是亚洲旅游,你就需要将美元换成加币、欧元或者其他的当地货币。虽然我们身处于这些麻烦之中,但也有办法能够解决这所有的麻烦。
丹麦预见交付式经济的未来
针对以上的问题,丹麦财政部想出了一个办法,允许某些业务拒绝无法使用电子支付的客户。但值得注意的是,这不会针对在丹麦的每一个业务,因为它仅限于加油站、服装店和餐馆。如果这一想法被实现,2016年初就会生效了。
尽管这种想法似乎有点匪夷所思,可背后的逻辑却很合理,丹麦希望在未来将自己建设成一个完全无现金的国家,现在只是第一步。此外,这一变化也能帮助丹麦经济减少与现金打交道的成本。
这已经不是使用现金第一次受到质疑。年复一年,数字支付一直都在增长,替代付款频频出现在生活中,变得常态化。对于消费者和商家而言,贝宝、苹果支付,甚至比特币都是更加便捷的选择。2014年,在丹麦只有四分之一的交易是通过现金或支票支付。
在丹麦的无现金经济里会有比特币的一席之地吗?
直到这个时候,还是很难将“比特币”和“丹麦”联系在一起的。然而,在丹麦的首都哥本哈根拥有至少三个比特币自动取款机。一切在丹麦转变成无现金经济后将会发生有趣的变化,比特币ATM机是否会遍布全国各地呢?
2014年3月,丹麦正式宣布了比特币免税。任何由比特币交易导致收益或损失都不会被征税。在丹麦比特币社区的施压下,丹麦税收委员会最终做了这一决定。
“我们了解到比特币交易的产物是的纯粹私人物品。最重要的是,电子货币不以实体的形式存在,并不能被认为是‘真实’的货币。因此,任何比特币收益都是免税的,损失是可扣除的。”
作者:JP Buntinx
编译:cici@比特币中文网
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[20150518]比特币将在丹麦无现金经济中发挥关键作用?
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