simple : for TRUST and reputation amk ne çok soru sordun ya 0.01 btc verecen
So you are buying trust? If this is a reputation loan, then 99% members (including me) won't lend you, because some scammers use this kind of loan to build trust and then scam people.
maybe he
one of hundreds which buying trust from noble purposes,
in any case he reject my offer - loan without collateral(just several low fuses)