Does this service already exist?

[glub0x]

Hello,
The service should provide those functionality
- A  merchant open an account on this service.  in this secure area, he provides his bank information to receive wire transfert. He can also provide a bitcoin adress to receive bitcoin and what %age of sale he wants converted in FIAT.
- On his website, The service has an api so the merchant can implement the service payment method or simply download a module provided(for exemple a prestashop module to install)
- when a client of the merchant has made his cart ( where everything is priced in FIAT) he chooses his payment methode. if he chooses the service, he is redirected to a page on the service webpage.  There the service blocks a exchange rate (for exemple 12USD/BTC). just like paypal does. He can see on this page his cart but priced in BTC. he has for exemple 15 mins to send the btc to an adress. before any comfirmation (instant for the client), he is sent back to the merchant site. (typicaly a redirect url just like in paypal).
- after 6 confirmations, the service send a 2nd confirmation on the merchant site.
- After 6 confirmation the service use a buffer account on MTGOX to convert BTC to FIAT in the proportion the merchant chooses. From another Bank buffer account, the service initiate a wire transfert to the merchant account.

[EDIT] the key is that the wire transfert have to be cheap so probably not a standard international wire but more locals solutions in EU USA ect...
The other important point, is the possibility for the merchant to choose how much he wants of his income converted to FIAT and how much in BTC.

[glub0x]

Very concrete exemple

12h30 Mr X want to buy a fantastic jean on the site of Merchant Y
12h40 Mr X add the choosen jean (60$) to his cart and click the SERVICE checkout button
12h40 SERVICE block a bitcoin echangeRate of 12$/btc for 15minutes
12h40 Mr X is redirected to the SERVICE Payment page and prompted to send 5Btc to a SERVICE adress 1xdesdfr.... He has 15 minutes to do so otherwise the page will refresh and the price might change.
12h45 Mr X manage to open his wallet and send the Btc.
12h50 SERVICE sees the transaction with no confirmation in the blockchain. it notifys the merchant site that the transaction is ACCEPTED
12h50 Mr X is redirected to the merchant site and sees his order. Mr X can now go away
....
13h30 (6 confirmations later) SERVICE notify the merchant site that the transaction is COMFIRMED.
SERVICE init a wire transfer from the buffer account of 60$ - X%  to the merchant (where X is the fees taken by the service) . This can also done every night to group the transfers and limit fees.
SERVICE send the bitcoins received to MTGOX, transform it in USD and send it back to it's buffer account .
The merchant can now send the good to Mr X
This is very inspired by the way PayPal works!

[Blazr]

I didn't read all of your post, just skimmed through it, but I think this is what you're looking for:

http://bitpay.com

https://walletbit.com/businesstools

[BCB]

Are you looking to create a service like this or do you have a need for a service like this?

There are other bitcoin paypayment type processors


A guy recently put up a really simple payment api in public beta but I can't find his post.


If you are going to uses this service just be sure you go with something established as bitcoin business come and go and some of the newer, smaller usually suffer from reliability issues.  

[glub0x]

Are you looking to create a service like this or do you have a need for a service like this?

There are other bitcoin paypayment type processors


A guy recently put up a really simple payment api in public beta but I can't find his post.


If you are going to uses this service just be sure you go with something established as bitcoin business come and go and some of the newer, smaller usually suffer from reliability issues.  

None and both. I was thinking about this but has no time to create anything now. I sometimes work with e-commerce ppl so i would be very happy to have one of them accepting a solution like this.

Bitpay looks nice i ll have a deeper look. Any exemple of e-commerce using it  (something more presentable than piratemyfilm.com )?  Any body already try their solution?

[BitcoinINV]

From what I have found bitpay at this time is the best solution for merchants, the service is great and you can get in touch with some easy.

[Blazr]

Bitpay looks nice i ll have a deeper look. Any exemple of e-commerce using it  (something more presentable than piratemyfilm.com )?

http://bitcoinmagazine.net/subscribe/

http://www.butterflylabs.com/

[BCB]

I still think the at-register/ at-checkout interaction with all bitcoin solutions is a bit clumsy and I don't thinks qr code will ever be widely adopted.

And while google is all-in on NFC we've seen the trouble (and the friction) even this powerful giant has encountered in trying to jump-start that effort.

There is yet a third option that we have't uncovered yet which will let the the digital wallet/payment being widely accepted.