I just don't get it, thanks.
Maybe because you don't know paypal very well or maybe because you're from US and it works for you.
But believe me that paypal doesn't work well for everybody and they limit accounts without any plausible reason.
The first pp account that I opened was in my name with all my real data, real bank, real cc, real everything.
When they asked for address verification I sent everything real and matching.
When I started to make a noticeable amount the account was limited.
Because I was naive I called them and replied to all the questions because I had nothing to hide.
Do you know what happened? I guess you do.
So you have to understand that so many people need stealth pp accounts not because it's fun or anything else but because they need to because there's no other way.
If you dont do anything wrong and verify everything they never limit your account . Iam not even in usa .i made the account myself and its working fine since 3 years or so