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Author Topic: Monese - All you need from a bank, without the bank  (Read 2799 times)
HostFat (OP)
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August 28, 2015, 09:48:05 PM
Last edit: August 28, 2015, 10:20:52 PM by HostFat
 #1

https://www.monese.com

Is there anyone that know more about this service? Maybe someone is already testing it Smiley

EDIT:
It seems a competitor to Leupay.

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Riptide999
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September 05, 2015, 06:45:31 PM
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Yeah I saw an advert for Monese, it seems like they are trying to offer all the benefits of Bitcoin, or using Bitcoin underneath, or or or....WEIRD!  Can anyone explain more...?
mallard
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September 05, 2015, 06:51:56 PM
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Yeah I saw an advert for Monese, it seems like they are trying to offer all the benefits of Bitcoin, or using Bitcoin underneath, or or or....WEIRD!  Can anyone explain more...?

I guess we'll find out when they launch.
Sourgummies
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September 10, 2015, 03:18:14 AM
 #4

Sounds like a back street hooker name.

You saw a advert online I take it,not on television?
sionsandman
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September 10, 2015, 10:42:50 AM
 #5

Sounds like a back street hooker name.


 Grin

Is this open for business?

Quote
Monese Ltd is licensed and regulated by the Financial Conduct Authority and is a registered UK company (number 8720992).
Registered address: Salisbury House, London Wall, London EC2M 5QQ.

It doesn't seem very promising.

What do you think?

https://www.monese.com

Is there anyone that know more about this service? Maybe someone is already testing it Smiley

EDIT:
It seems a competitor to Leupay.

Is there no competition to Leupay in Luxembourg? 

It would be way better than an UK company. Sad



RustyNomad
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September 10, 2015, 11:25:51 AM
 #6

Had a quick look through the site but do not see any mention of bitcoin. Thought it might be bitcoin related as its posted here on the forum.

Seems to be just another online bank without any branches and a debit card so you can spend your funds.

Have to agree with what's said on the site, it is a royal pain to open a bank account in the UK, even online. I can however not see how they are going to do it within 3 minutes. Will most probably just create a profile for you. Once that is done you will have to supply the usual urine test, blood and dna samples, full family history, fingerprints etc.....

EDIT: Fount the following article on TechCrush about Monese http://techcrunch.com/2015/05/27/monese/

Quote
“All you need from a bank, without the bank,” reads Monese’s signup page. That’s in reference to that fact that, unlike the ambitions of Starling and Mondo, the startup isn’t applying for a full U.K. banking license, which would enable it to do things like offer credit and lend out its customers deposits as a means of generating revenue. Instead the company is defined by the regulator, the Financial Conduct Authority, as an Electronic Money Institution.

“This enables us to hold customers funds, provide payments and provide debit cards very similarly to the high street banks,” says Monese founder and CEO Norris Koppel.

Unlike banks, we are not allowed to use customers’ funds to invest in markets or in any other way. Customers’ money is held in a safeguarded and segregated account dedicated to them. It is ‘ring fenced’ and separate from any other monies.

My bitcoin wallet offers the same features  Wink
HostFat (OP)
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September 10, 2015, 12:15:51 PM
 #7

https://revolut.com seems to give something similar to Monese.

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sionsandman
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September 10, 2015, 04:33:04 PM
Last edit: September 10, 2015, 05:40:52 PM by sionsandman
 #8

I started following Monese on twitter and similar services were suggested.

https://www.atombank.co.uk/

For Germany and Austria

https://number26.de/en/

Edit: https://starlingbank.co.uk/

RustyNomad
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September 10, 2015, 05:05:22 PM
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Here's another one I found earlier

https://getmondo.co.uk/
sionsandman
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September 10, 2015, 05:34:04 PM
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Shouldn't this thread be moved to Services or Service Duscussion?

XEPBAM
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September 10, 2015, 05:57:39 PM
 #11

no, bro i dont know about this service  Undecided
HostFat (OP)
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September 10, 2015, 10:50:02 PM
 #12

Shouldn't this thread be moved to Services or Service Duscussion?
They aren't services connected with the Bitcoin world, but it's better to ask to the local mod.

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sionsandman
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September 12, 2015, 04:23:28 PM
 #13

Shouldn't this thread be moved to Services or Service Duscussion?
They aren't services connected with the Bitcoin world, but it's better to ask to the local mod.

You're probably right but this kind of service seems too important to be relegated to the off-topic.
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October 07, 2015, 12:49:17 PM
 #14

Banks don't give me the sense of freedom I want
tomotan
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February 17, 2016, 08:36:42 AM
 #15

Is anyone using the services that have been mentioned in this thread?

Maybe someone can give the community some reviews.....much appreciated... Grin
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