Depend on my experiences, too difficult for borrow in BTCPop, bitbond and BTCjam. I recommended to use poloniex for lending bitcoin, the fees or rates is very small, after I lend I use for trading, before we borrow, we should have a reserve fund for the payment terms. I very recommended to borrow poloniex.
I don't think this will fullfill the requirement of OP as he like to get bitcoin as loan withdrawn to his bitcoin address and also hard to trust him because he have negative feedback for shady lending behavior.
However margin lending in poloniex can be considered safe for both lender and borrower but those bitcoin can only be used to do margin trading in poloniex platform. All other p2p lending platform are full of scam borrowers.