Like previous post stated, it looks like you are trying to sell these items. Collateral is something that can be secured by another party (first party like a lender or third party like a [trusted] escrow) that the user (you in this case) will no longer have access too. Anything like ebooks, scripts, or the like isnt valid collateral because you would still have access thus defeating the purpose. Secondly, the [unofficial] rules does state the following
What is not considered collateral?
- Items they want to sell. They don't want it back, so they will default. It's scammy unethical behavior and will lead to negative trust. Check their recent posts!
Regardless of if you have "resale rights", anything like this isnt valid collateral for a loan, because these dont worth anything to lenders, nor would it get their money back in the event of a default. I would suggest that you provide another type of collateral such as altcoin (eg eth) or lock this thread to avoid possibly getting neg feedback.