One of very reasons I love BTC is precisely that it's virtual and doesn't require anything but a computer. Can't understand why some people want a hardware wallet which can break, or be stolen.
I think you need to read up a bit more on hardware wallets.
They give you a seed which lets you recover your funds from many major wallets (in TREZOR's case Electrum for example, as well as many others), or you can recover from another TREZOR. When you recover from another TREZOR you don't even expose your seed to the computer, because your TREZOR randomises which words you have to put in, making it
very difficult to find the order of the 24 words.
This makes hardware failure, loss or even stealing basically irrelevant, unless they take your seed. Most modern robbers would only take it because they see a piece of technology, so they wouldn't search for your seed when it's hidden in a bank safety deposit box for example.
You also have passphrase encryption, and you can use multiple passphrases and hidden wallets to protect against 5-dollar wrench attacks.
It's not the most secure thing in the world but for someone who's not very tech-savvy it's extremely good.
Yes, I shall agree that the risk of theft is quite remote, loss would be more likely to occur. But I still don't see the point of a hardware wallet. I can recover my wallet from any computer in the world without anything physical. This is what I like. That's the easiest.
The point is to be on a device that makes it super simple by only holding necessary software and information about a transaction.
If you use an ordinary computer you're susceptible to viruses, on a hardware wallet you're not (except phishing, because you access it through your computer).
It's also basically 2FA, because you have to confirm every transaction or signature using your TREZOR, and to see your wallets you need to enter a pin number. Hackers of your computer can't even see what your PIN number is if your computer has a virus, because the TREZOR jumbles up which numbers are which and displays them on the screen, while the buttons on your computer have no numbers on them.
