I have 5k to invest, should I buy Ripple or Litecoin? I do not want to hold

[Slow death]

OP these altcoins had ATH years ago because their price in relation to bitcoin was much higher than the price it has today in relation to bitcoin. In comparison to what price increases altcoins had in relation to bitcoin from January 2018 to March 2021, you will notice that the price of bitcoin was the only one that had a big increase and caused altcoins to have this big price increase in relation to USD.

about XRP Is something that most agree is a waste of time and waste of money investment

About Litecoin, Is the same thing that I said that altcoins are not increasing prices a lot in relation to bitcoin

the only particularity in my opinion is ETH that could increase a lot of price in relation to bitcoin in the future, currently the price of ETH in relation to bitcoin is at 0.03 BTC, but has the potential to reach 0.10btc

BTC and ETH and BNB and some other altcoins are excellent investments, XRP Is the worst investment

[conected]

Never go for ripple, it's just a crap with so many coins in circulation. Litecoin is a good option to invest. Market is still at its peak, i suggest to wait for a while. Market always take correction after such massive bull run.

- Maybe you have a lot of negative feelings about ripple, I understand that ripple has created a lot of bad reputation but overall, it is not quite too bad in the crypto market when at least it is still the solution to cost savings, sometimes it still creates big profit leaps for investors who stick to it, its recent cases are probably just a handful of flaws or this is an advertisement to stand out. However, ripple and litecoin are still just options for holding, if not wanting to hold, many altcoins can surf like bitcoin or ethereum, very consistent with the purposes of this topic

[acdc]

Litecoin is a good coin and for now it's quite cheap, I think investing in Litecoin is a worthwhile investment.
XRP is a centralized currency and it is not welcomed by investors, do not believe the words about banks accepting XRP.

[J1mb0]

I would not choose XRP for my investments, it has too much hype.
LTC is a good investment currency, however you should split your investments.
Here is a list of coins that I am holding, you can refer to it.
BTC
ETH
BNB
LTC

[doomloop]

The potential rewards ranked by ATH indicator are as follow:

XRP （ 712.98% ） ＞LTC （ 106.49% ）

Litecoin is a very good coin, though I think it is underrated. I hardly see anyone mention Litecoin when they are mentioning their top favorite altcoins that they have invested their money in, they just call other altcoins and leave Litecoin. Since 2017 I have steady invested in Litecoin and it’s been on the list till now. It’s going the way I want it to, although there are times it can still fall to a direction I don’t expect, which is a normal thing with every cryptocurrency, but I am okay with it. I believe that we are yet to see the top price, even with BTC and some other altcoins.

Hence compared to XRP, I will support you to go with litecoin. XRP's fate is yet to be decided by SEC. If I were you, I will not risk my hard earned money with XRP at this time.

[Cling18]

I would prefer to choose Litecoin over Ripple. I used to be an XRP fan but I was too disappointed when they faced lawsuits that ruined their reputation. I believe that it's now too risky to invest in it because of its status. I would rather choose a potential coin with a good reputation for years and LTC is a good choice.

[SUPERSAIAN]

Xrp is in a very uncertain state and it has been completely manipulated coin, cases are being delayed constantly.You can wait a long time to profit from this coin.litecoin did not perform well in this bull season, maybe it may.

My advice would be to follow the general trends in the market. Like defi and nft

[tabas]

I would prefer to choose Litecoin over Ripple. I used to be an XRP fan but I was too disappointed when they faced lawsuits that ruined their reputation. I believe that it's now too risky to invest in it because of its status. I would rather choose a potential coin with a good reputation for years and LTC is a good choice.

Litecoin is more preferable than Ripple. Both have the same attribute if it's for transaction but being plain as an investment, to me, Litecoin is a better choice that we can have.
That's the reason why XRP's price went down and I think if the time they settle it, everyone will see it starting to back and go up again. Litecoin is one of the oldest yet still there at the top list which we can say that it had went through a lot but remains at the top.

[Shasha80]

Don't waste your $ 5k investing in Ripple, because I really don't recommend investing in Ripple for now. Since Ripple is having unresolved SEC issues,
it is very risky to invest in Ripple right now. Litecoin is better than Ripple, because Litecoin's performance is pretty good this year and Litecoin can still
grow again. Although there are still many other altcoins choices that are much more profitable in my opinion. I recommend investing in Cardano,
Ethereum and Binance Coin. The three altcoins perform better than Ripple and Litecoin, or you can spend $ 5k investing in a few coins. By investing
in more than one coin, it is much more effective to get maximum profit.

[LUCKMCFLY]

It is difficult to bet on investing for a currency like XRP after those porblmeas, it is not the same to trust, LTC is something else, however when comparing both currencies I get:


Source: tradingview.com

Both charts show a certain similarity between them, there may be a correlation, but there is a part where LTC has more rise than XRP, for now if I had to choose between those two cryptocurrencies I would choose LTC.

 LTC presents a better omen despite the market movement with Bitcoin, XRP due to the problems it has had, the fall was reflected, that is, internal problems if they influence the level of market speculation. You could say that LTC is a cryptocurrency that has been somewhat undervalued, it is a good time to invest.

[ene1980]

XRP is a centralized currency and it is not welcomed by investors, do not believe the words about banks accepting XRP.

There are some truth to it as some of the banks were using their platform but the lawsuit forced some of their business ventures to back out and it is highly likely they will get involved with them again.

I would prefer to choose Litecoin over Ripple. I used to be an XRP fan but I was too disappointed when they faced lawsuits that ruined their reputation. I believe that it's now too risky to invest in it because of its status. I would rather choose a potential coin with a good reputation for years and LTC is a good choice.

If i had the option i would skip both, the lawsuit can be made against any coins in the market that raised money during the ICO and it is the risk you have to take as an investor and we might see more lawsuit from the SEC in the future and XRP might be the start.

[Pom_bensin]

My $ 5k would choose to buy ethereum and litecoin, I would not bet on ripple. because for me the current ripple is not very good as an investment. choose a high-priced token that will be good as an investment option

[bakasabo]

Litecoin is a good coin and for now it's quite cheap, I think investing in Litecoin is a worthwhile investment.
XRP is a centralized currency and it is not welcomed by investors, do not believe the words about banks accepting XRP.

I think that cheap is not the proper word of factor to look at when investing in cryptocurrency. First, you dont have to buy a whole coin a token. For example if you buy an altcoin for $5k that cost $5k and get a 10% profit, and if you buy for $5k an altcoin that cost 1 cent and get same 10% profit, the profit you get will be identical. Second - take Bitcoin for example, its price is way greater than Litecoin, yet people still get profit from it.

If I were to choose between Litecoin or Ripple, I would buy Litecoin. Even though I dont follow that altcoin much (lets say Litecoin has a neutral reputation for me), but I notice only negative in connection with Ripple.